About Charles Schwab

There’s more than one way to achieve your financial goals.

Schwab isn’t a one-size-fits-all because everyone has unique financial goals. Whether you’re working towards retirement, saving for college or a house, or looking to invest in the market on your own, they have investing options that meet your needs on your terms.

Charles Schwab CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

Minimum deposit: Any
Maximum deposit: None listed
Early withdrawal penalty: Yes

Term	APY Rate	Minimum Deposit
1-3 Month CDs	5.25%	Any
4-6 Month CDs	5.32%	Any
7-9 Month CDs	5.39%	Any
10-18 Month CDs	5.35%	Any

Learn More

(at Charles Schwab)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Charles Schwab CD Features

Interest Compounded Daily
Credited Monthly
Competitive Rate
FDIC Insured

Bottom Line

For example accounts like Certificate of Deposits, Savings Accounts, and Loan services. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Charles Schwab. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Charles Schwab CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.