Read on to learn more about Christian Community Credit Union promotions, bonuses, and offers.
Update 3/28/25: There’s currently a $200 checking & savings bonus (up to $400 with credit card offer) available through 5/31/25.
About Christian Community Credit Union Promotions
Established in 1957, Christian Community CU is one of the largest credit unions serving the Christian community. From church loans to savings accounts, the Credit Union puts your money to work by providing affordable financing to churches, ministries, and their members.
Eligibility: Membership is open to the people that are affiliated with most Christian Churches and denominations whether they are a student, minister, member, or alumni and the family members of the current credit union members. membership requirements. |
I’ll review the offers below.
Christian Community Credit Union $200 Checking & Savings Bonus
Christian Community Credit Union is offering a $200 bonus when you open a new qualifying checking & savings account.
- What you’ll get: $200 bonus
- Account Type: Checking & Savings
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, might be inquiry sensitive
- Credit Card Funding: Can fund up to $500 for checking account and $500 for CD with a credit card
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if closed within six months
- Household Limit: None
(Expires 05/31/2025)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a Harvest Checking account. One-time $100 bonus is for new members who register for digital banking and enroll in eStatements.
- Open a Harvest Savings account. To qualify for the one-time $100 bonus, the new savings account must have a balance of $5,000 or more 30 days from the date the account was opened.
- Open a Cash Rewards Visa card. To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
- Use Promo Code Bee
- Special bonus offers will be deposited after 60 days for Harvest Checking and 30 days for Harvest Savings once approval of membership eligibility and product requirements have been met. Bonus offer available to U.S. residents who open a new membership and meet the product requirements. Bonus is considered taxable income and the recipient may be responsible for any tax implications.
- Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 03/05/2025 and are subject to change without notice. Fees may reduce earnings. One-time $100 bonus is for new members who register for digital banking and enroll in eStatements. To earn the advertised APY: (a)? No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000.?Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. (b) Qualification criteria for higher APY:?1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card or CCCU credit card AND 4) $500 in accumulated deposits during the month. (c) Applies to Visa debit signature-based transactions. Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.
- Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 03/05/2025 and are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000.?Balances between $5,001-$10,000 will earn the lower dividend rate of 2.50% APY. Balances $10,001+ will earn the dividend rate of 0.10% APY. Active online banking required. Fees may reduce earnings. (b) To qualify for the one-time $100 bonus, the new savings account must have a balance of $5,000 or more 30 days from the date the account was opened. Bonus is for new members only. (c) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
Christian Community Credit Union $200 Checking Bonus (Expired)

Earn up to a $200 checking bonus from this offer from Christian Community Credit Union.
Christian Community Credit Union is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: Free Checking Account or Checking Plus Account
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes, minimum $200 (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, might be inquiry sensitive
- Credit Card Funding: Can fund up to $500 for checking account and $500 for CD with a credit card
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if closed within six months
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open your first free Checking or Checking Plus Account with a $100 minimum opening deposit.
- Sign up for eStatement and recurring direct deposit within 60 days of account opening.
- The bonus will be deposited within 60 days into your Checking Account after membership eligibility
- Offer is not available to existing Christian Community Credit Union members with Checking Accounts or those whose membership or Checking Accounts have been closed.
- Must report bonus to the IRS on your 1099-INT form
Christian Community Credit Union $200 Checking Bonus (Expired)

$200 Checking Bonus
Christian Community Credit Union is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: Free Checking Account or Checking Plus Account
- Availability: Nationwide
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- Open your FIRST Free Checking or Checking Plus Account with at least $100
- Sign up for eStatements within 60 days of account opening at myCCCU.com/estatements
- Set up a qualifying Direct Deposit, which must be received within 60 days of account opening
- FREE Checking has no monthly service fee. $100 minimum deposit to open
- To receive $200 Checking Bonus: 1) Open your FIRST Free Checking or Checking Plus Account with at least $100. 2) Sign up for eStatements within 60 days of account opening at myCCCU.com/estatements. AND 3) Set up a qualifying Direct Deposit, which must be received within 60 days of account opening. To confirm eStatement registration, call 800.347.2228 or contact us via Secure Support link within Online Banking. Bonus cannot be used as opening deposit. Qualifications: Direct Deposit needs to recur for a minimum of 60-days from the first electronic deposit and be for at least $200.00 from your or your joint owner’s paycheck, pension, or government benefits (such as Social Security). Payments, Non-payroll ACH, and Transfers from another CCCU account or other financial institution do not qualify as Direct Deposits. Bonus Payment: Checking bonus will be deposited to your new Checking Account within 60 days after approval of membership eligibility and meeting Direct Deposit and eStatement requirements. Bonus offer available to U.S. residents. Bonus is considered taxable income and the recipient is responsible for reporting the amount to the IRS. Bonus Limit: One checking bonus per account, per Direct Deposit payee, per member, per household. Cannot be combined with other promotions. Account Closing: If new Checking Account is closed within six months after account opening, the bonus will be deducted from the closing balance.
- One CURewards point for every $2 in signature-based purchases using a Visa Check Card. If you do not quality for a Visa Check Card, you may receive an ATM Card. No CURewards points earned using an ATM Card.
- A surcharge fee from the ATM owner may apply on non CO-OP ATMs.
How To Waive Monthly Fees
- Free Checking: None
- Checking Plus: $10 monthly fee, waived with Direct Deposit or $1,500 Minimum Daily Balance
- Business Interest Checking: $15 monthly fee, waived with $1,500 Minimum Daily Balance
- Business Savings: $5 monthly fee, waived with minimum balance of $100.
- Premium Money Market Account: $15 monthly fee, waived with minimum daily balance of $10,000
- Money Market Accounts: $15 monthly fee, waived with minimum daily balance of $1,000
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Bottom Line
Lastly, the bonus at the Christian Community Credit Union offers a wide variety of account features to help you in any situation. Additionally, I would recommend opening the Free Checking account to avoid any potential monthly service fees, to help you keep your money!
Additionally, your feedback is highly appreciated and makes our site even better!
However, Christian Community Credit Union doesn’t have great rates for CDs and Savings. Furthermore, you may want to check out our full list of Bank Rates and CD Rates.
*Compare Christian Community Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
Furthermore, check back at this page for updated Christian Community Credit Union promotions, bonuses and offers.
FYI.
This Credit Union is not insured by NCUA. It is insured by American Share Insurance.
https://www.americanshare.com/
Confirmed on ChexSystems pull. I was denied for too many inquiries (17 in past 3 years, 0 in past 7 months).
I applied for a checking account and CD and they couldn’t verify me without having me remove the credit freeze I placed through Experian. Haven’t had this issue with any other bank and I have a freeze placed with the three agencies.
you can only get 1 bonus.
sign up without referral
I attend a church, but I’m not a member. Will this fulfill the requirement? If not, can anyone give me a referral as relative?
Pleasant bank to deal with. No hard pull for me, only pull ChexSystems.
me too… can anyone help us?
I need a referral as relative
Thanks for the info, the post has been updated.
What bank can we use for direct deposit?
Must have account open for 6 months (not 90 days) or bonus will be deducted at closing.
where is the CD is now 4%? Thanks
The CD is now 4% and $2500 max.
doubt it. I will apply for the bonus again. Thanks gezz
You’ll get religion someday before you die, due to the fact that you got the money, it will be your payment for the received. Believe me and not your current self(ishness) .
This is great! I’m an atheist and I received the bonus. I love free money from imaginary friends.