Take advantage of Cinfed Credit Union promotions, bonuses, and offers here!

Update 3/20/25: The former $150 checking bonus offer has been increased to $200 through 12/31/25 with new offer code FRIENDS2025 or FULL200.

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About Cinfed Credit Union Promotions

Cinfed Federal Credit Union is headquartered in Cincinnati and is the 10th largest credit union in the state of Ohio. It is also the 579th largest credit union in the nation. It was established in 1975 and as of March of 2023, it had grown to 124 employees and 38,533 members at 9 locations. Cinfed Federal Credit Union’s money market rates are 8X the national average, and it has an A health rating.

Eligibility: Membership in Cinfed Credit Union is open to those who in live, work, worship, or regularly conduct business in the Kentucky counties of Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell; the Ohio counties of Brown, Butler, Clermont, Dearborn, Hamilton, or Warren; or Union County in Indiana. For more information on eligibility requirements please check out their full list of membership requirements.

Cinfed Credit Union $200 Checking Bonus

Earn a $200 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $200 bonus
Account Type: Checking
Availability: OH, KY (Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: Not listed
Household limit: None listed

$200 Bonus at Cinfed Credit Union

(Expires 12/31/2025)

Editor’s Note: Here’s an alternative link to the offer. To redeem your reward, use promo code FULL200 on your application. Offer ends 12/31/2025.

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($350 cash bonus)	BMO Smart Advantage Checking ($350 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
First Tech Rewards Checking ($300 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new checking account using promo code FRIENDS2025
For new Kasasa Checking, Basic Checking, or Zoom Checking accounts with recurring direct deposit and minimum opening balance of $100 or more.
Bonus will be deposited in member share account 60 days upon account qualification or loan funding, pending account status.

Account must be opened or submitted between 3/1/2025 – 12/31/2025. New members only. Limit one bonus payout per individual. Promotional code FRIENDS2025 must be included with all applications. Bonus will be deposited in member share account 60 days upon account qualification or loan funding, pending account status. Account must qualify within 60 days of account opening. Bonus will be reported on form 1099-INT.
For new Kasasa Checking, Basic Checking, or Zoom Checking accounts with recurring direct deposit and minimum opening balance of $100 or more. Rate and rewards are variable and may change after an account is opened. Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements may apply. Qualifications and rewards may vary by account. Limit one rewards checking per social security number. Contact a Cinfed representative for additional information.

How To Waive Monthly Fee

Kasasa Cash Checking: No monthly maintenance fees
Kasasa Cash Back Checking: No monthly maintenance fees
Zoom Rewards Checking: No monthly maintenance fees
Basic Checking: No monthly maintenance fees
Basic Business Checking: Not listed
Advantage Business Checking: This dividend-bearing account waives the $7 monthly fee with an average daily balance (ADB) of $2,500 or a total relationship of at least $10,000
Premium Business Checking: This dividend-bearing account waives the $15 monthly fee with an average daily balance (ADB) of $15,000 or more or a total relationship of at least $25,000.

Bottom Line

If you live near a Cinfed Credit Union location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted!

Although you can earn a generous bonus from Cinfed Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Cinfed Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!