Are you trying to transfer money in or out of your CIT Bank checking or savings account?

Well continue reading our post below to find out how to find your CIT Bank routing number and learn more about money transfers.

Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it is like an address that banks and other financial institutions use to locate your money.

You will need your routing number for many tasks such as:

ACH payments
Setting up direct deposit
Receiving benefits from the government, including tax refunds
Transferring money between accounts at different banks or investment firms
Automatic bill payment
Domestic wire transfers

CIT Bank has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right CIT Bank routing number for you, check out the list below.

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CIT Bank Routing Number

CIT Bank Routing Number
124084834

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

Can banks have multiple routing numbers?

Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality. So if your bank operates in several different states, it will probably have routing numbers that correspond to each state. Since CIT Bank is an entirely online bank, all customers have the same routing number.

How to Find Your CIT Bank Routing Number

Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.

Call Customer Service: Call CIT Bank at 855-462-2652. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.

Routing Numbers For Wire Transfers

Wire transfers are a quicker way to send money than an ACH transfer. Anyone can wire funds to your CIT Bank account for a small fee.

You can even set up a domestic or international wire from you CIT Bank account online.

If the wire transfer is within the US

You can use the routing number listed above to wire money to other bank accounts in the U.S. To receive a domestic wire transfer, use the routing number 124084834.

Additionally, you will need to have the following information:

Recipient’s name as it appears on the account
Location of the recipient’s bank (including city and state)
Account number
Bank routing number

CIT bank doesn’t charge for incoming wire transfers. Outgoing wire transfers are free for customers with an average daily balance greater than $25,000. Otherwise, you will pay $10 per wire.

For international transfers, you will simply use the routing number 124084834. CIT Bank does not have a SWIFT code, used for international transfers.

Once you send your domestic wire transfer, you will need to fill out the CIT wire transfer paperwork and: