Available for Texas residents, Citizens State Bank is offering 1.65% APY when you open a MyCash Money Market account. To earn this competitive rate, simply have a deposit of at least $100,000 and receive eStatements. That’s all it takes and you’ll get to enjoy earning the 1.65% rate on balances over $100,000. Note only that, there are no monthly fees, free online banking, and no minimum balance requirements to open the account. If you are interested, hurry in an open a new account today!
Editor’s Note: The account owners must reside in the Market Area of Citizens State Bank. The Market Area of Citizens State Bank is defined as Smith County, Henderson County and counties that border Smith or Henderson County.
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Citizens State Bank Account Info:
- Sign Up Offer
- Account Type: MyCash Money Market
- Interest Rate: 1.65% APY
- Minimum Balance: $100,000
- Maximum Balance: None
- Availability: Texas (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: You must reside in the Market Area of Citizens State Bank to obtain the APY rate.
- Early Termination Fee: None
- Insured: FDIC
How to Earn Citizens State Bank Rates:
- Open a MyCash Money Market Account with Citizens State Bank.
- Enroll and receive eStatements.
- Maintain a minimum account balance of $100,000 to earn the 1.65% APY rate.
- Rates are subject to change base on account balance and are as listed below.
| Balance Requirement | APY Rate |
| $0.01 to $19,999.99 | 0.50% APY |
| $20,000 to $49,999.991.25 | 1.25% APY |
| $50,000 to $99,999.99 | 1.50% APY |
| $100,000 and above | 1.65% APY |
Why You Should Sign Up For This Account:
- No monthly fees
- No minimum balance fees
- Competitive rates
- Federally insured by the FDIC
Bottom Line:
Check out this offer from Citizens State Bank. When you open a MyCash Money Market account you can earn a 1.65% APY! This rate is great for balances over $100,000. There is a low $50 opening deposit but a $100,000 balance is required to earn the rate. Take advantage of the services they have to offer along with these savings. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!
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