Find an updated list of Community State Bank promotions, bonuses and offers here.

Update 1/21/25: The bonus is back and but reduced to $250 offer through 6/30/25.

Table of Contents

About Community State Bank Promotions

CSB offers all the services you need to meet your financial needs – from personal and business banking to mortgage financing, insurance and retirement income planning. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.

Community State Bank $250 Checking Bonus

What you’ll get: $250 bonus
Account Type: Checking Account
Availability: IA (Bank Locator)
Credit Inquiry: Soft Pull or Hard Pull?
ChexSystems: Unknown
Opening Deposit: Varies
Credit Card Funding: Unknown
Direct Deposit Requirement: None
Monthly Fee: Varies by account, see below
Household Limit: 1
Closing Account Fee: Loss of bonus, if closed within 90 days

$250 Bonus at Community State Bank

(Expires 06/30/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($350 cash bonus)	BMO Smart Advantage Checking ($350 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
First Tech Rewards Checking ($300 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Receive $250 cash bonus when you open an Edge Checking by Community State Bank Account.
Open your account with a minimum of $100
Use your Visa® debit card 15 times per statement cycle (excludes ATM-based transactions)
Receive your monthly statements via eStatements
Set up at least one monthly direct deposit

New Edge Checking by Community State Bank™ bonus offer details:
One bonus allowed per new account. Bonus offer is $250.00.
Bonus will be paid within 30 calendar days of when the following occurs: 1) open a new checking account, which is subject to approval with a $100 deposit within 30 calendar days of opening the account; 2) a minimum of 2 reoccurring direct deposits have occurred; 3) and the debit card has been used a minimum of 15 times during qualifying period.
Examples of direct deposits would be an electronic deposit of your paycheck, pension or government benefits from your employer or the government.
Person to person payments (such as Zelle, Venmo or CashApp) are not considered a direct deposit or debit card transaction.
Additional terms of the bonus offer includes: Offer valid only when opening an Edge Checking by Community State Bank™.
Account must be opened a minimum of 90 calendar days.
Requirements must be met within the 90 calendar days of account opening. Offer is limited to one per customer and account (including signers on joint accounts).
Offer is not available for existing Community State Bank personal checking account customers (including signers on joint accounts) or those who have closed a CSB personal checking account within the past 12 months.
Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid.
Cannot be combined with other offers.
Accounts and offers are only eligible to Iowa residents.
We will deposit your bonus into your new checking account within 30 calendar days after you have met all offer requirements.
Cash bonus will be reported to the IRS for tax purposes and you are responsible for any applicable taxes.
Consult your tax advisor.
Promotion ends 06/30/2025 and is subject to change without notice.

How To Avoid Monthly Fees

Edge Checking by Community State Bank: A $2.95 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening.
Set Sail Simple Checking: No $2.95 paper statement fee when you sign up for e-Statements
Voyage Rewards Checking:
- No $2.95 paper statement fee when you sign up for e-Statements
- $5 service fee waived if one of these benefits are used per statement cycle: Two Bill Pay2 Transactions, One Direct Deposit, One ACH Account, One Consumer Loan
Journey Privileges Checking: No $15 monthly fee per statement cycle when minimum balance requirements are met
Select 50 On The Go Checking (age 50 and older): No $10 fee per statement cycle when minimum balance requirements are met ($15,000 minimum combined balance in checking/other deposit accounts or $1,500 minimum checking balance)
BankOn Checking: $5 monthly service charge

Bottom Line

Community State Bank offers great promotions for you to earn money over time. You can have peace of mind knowing your money is insured by the FDIC.

While they have a generous $100 bonus, Community State Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.

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*Check back at this page for updated Community State Bank promotions, bonuses and offers.