Find the latest Connexus Credit Union CD Rates, Offers, and Promotions here.

Update 9/10/24: Rates have decreased but still offering competitive rates.

Best CD Rates: 12-month Jumbo CD (5.25%) $100k minimum deposit. 24-Month Jumbo is 4.58% APY (100K minimum).

Availability: Nationwide, easy membership

Easy Membership Requirement: Membership in Connexus Credit Union is open to virtually anyone by joining the Connexus Association, with a one-time $5 donation that will directly benefit one of many supported organizations.

Credit Inquiry: Soft Pull with TransUnion

Table of Contents

About Connexus Credit Union

Connexus Credit Union is a member-focused cooperative that has been serving members all across 50 states. They provide them with consistent financial support that is available at anytime!

Eligibility: You’re eligible for membership if you meet one of the requirements such as being a resident of Golden Valley, Hopkins, and Minneapolis, MN. For the full details, check out the Full Membership Requirements.

Connexus Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you. You can fund your CD through ACH, wire transfer, by check, or through an internal transfer. The maximum ACH transfer is $250,000 for opening a CD account.

Certificate

Term	APY Rate	Minimum Deposit
12-Month	5.15%	$5,000
12-Month	4.91%	$5,000
15-Month	5.00%	$5,000
24-Month	4.53%	$5,000
36-Month	4.11%	$5,000
48-Month	3.81%	$5,000
60-Month	3.41%	$5,000

Jumbo Certificate

Term	APY Rate	Minimum Deposit
10-Month	5.25%	$100,000
12-Month	4.96%	$100,000
15-Month	5.10%	$100,000
24-Month	4.58%	$100,000
36-Month	4.16%	$100,000
48-Month	3.86%	$100,000
60-Month	3.46%	$100,000

*The above rates are accurate as of 9/10/2024*

Connexus Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $5,000, you can invest in a Connexus Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $5,000
Maximum deposit: None
Early withdrawal penalty:
- If your account has an original term of one year or less: The penalty will equal 90 days dividends on the amount withdrawn subject to penalty.
- If your account has an original maturity of more than one year, but less than five years: The penalty will equal 180 days dividends on the amount withdrawn subject to penalty.
- If your account has an original maturity of five years or greater: The penalty will equal 365 days dividends on the amount withdrawn subject to penalty.

CD Rates at Connexus Credit Union

(NCUA Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Connexus Credit Union CD Features

Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the NCUA up to the maximum allowed by law

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $5,000. There is a 10-day grace period before a Certificate automatically renews.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Connexus Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

This is a great opportunity to invest in a high-interest CD from Connexus Credit Union. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Connexus Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.