Find the latest Democracy Federal Credit Union CD Rates, Offers, and Promotions here.
They currently offer a 12-month CD 1.51% APY, 36-month CD 1.82% APY, and 60 month CD 2.02% APY when you qualify.
About Democracy Federal Credit Union
Democracy Federal Credit Union is headquartered in Alexandria, Virginia and was founded in 1936. Since then they have grown 6 locations and boast an A health rating.
Democracy Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
| Eligibility: Membership is open to those who live, work, worship, attend school, or regularly conduct business in most areas of the City of Alexandria, Arlington and Fairfax Counties, Virginia, most areas of Prince George’s and Montgomery Counties in Maryland, and all areas of the city of Washington D.C. See current membership details |
*While Democracy Federal Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
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Democracy Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With varying opening deposits, you can invest in a Democracy Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $500, $2,000, or $2,500
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 12 Month | 1.51% | $500 |
| 36 Month | 1.82% | $2,000 |
| 60 Month | 2.02% | $2,500 |
Democracy Federal Credit Union CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- NCUA Insured
Bottom Line
Democracy Federal Credit Union offers you CD rates 12-month 1.51% APY rate, 36-month 1.86% APY rate and 60 month 2.02% APY rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $500 to qualify for this fantastic bonus.
This is a great opportunity to invest in a high-interest CD with a low balance from Democracy Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Democracy Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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