Discover It Double Cash Back Your First Year Card Review- 18 Months 0% APR on Balance Transfers

The Chase Freedom Flex^SM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening.

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR.

You'll earn:
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
• Unlimited 1% cash back on all other purchases

You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

This card has no annual fee.

Click here to learn how to apply

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The 5% Cash Back Categories

The Discover it® – Double Cash Back your first year gives 5% cash back in popular categories that change throughout the year such as gas stations, restaurants, department stores, and more. You earn the full 5% on spending up to the quarterly maximum of $1,500 in bonus category. Then get the full 1% cash back on all other purchases. More importantly, you can earn extra rewards thru ShopDiscover – an undisputed shopping portal with over 200 online retailers and earn 5% to 20% cash back.

Discover It Card Benefits and Features:

0% intro APR on balance transfers for 18 months-then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
Exclusive offer: Double all the cash back you’ve earned at the end of your 1st year-automatically.*
5% cash back in categories that change each quarter like gas, restaurants and more-up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
New Freeze It(SM) on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.*
Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
*See rates, rewards, free FICO® Credit Score terms & other info by clicking “Apply.”

Maximum Benefits

There is almost no fees of any kind. Enjoy no annual fee, no fee for first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees. There are also no APR hikes for late payments. You can choose your own due date and you have until midnight EST to pay our Discover it by phone or online. All eligible purchases made with your Discover card are protected for up to $500 during the first 90 days if they’re stolen or accidentally damaged. The extended warranty insurance will extend the terms of the original U.S. manufacturer’s warranty and any purchased warranty for up to 1 extra year, on warranties of 3 years or less. Discover offers Price Protection that refund you up to a $500 difference if you find a lower price within 90 days of making a qualifying Discover it card purchase. Enjoy Return Protection if you need to return any eligible purchase within 90 days for up to a $500 refund. Sign up today and enjoy the amazing benefits of owning a Discover it® – Double Cash Back your first year with 18 months of 0% APR on balance transfers!