D. L. Evans Bank has decent account options. To find out if D. L. Evans Bank is right for you, continue reading the review below.
They don’t have anything particularly too unique, but they do have low opening deposits and balance requirements.
They also have a Premier Club Membership that offers relationship checking for senior citizens 50 and older.
Checking Account Options
D. L. Evans Bank offers a decent selection of checking accounts with consistent opening deposits and balance requirements.
Their checking accounts come with the standard features that most accounts have.
Open this account with $100 and enjoy no minimum balance requirements nor monthly fees!
You can open this standard checking account with $100.
There is a monthly fee of $7, but you can waive it by keeping a daily balance of $2,000.
This account also comes with unlimited check writing.
This is an interest bearing account and will require $100 as an opening deposit.
If your balance is at $500 or more, you can start earning a competitive interest rate.
There is also a monthly fee of $8, but you can waive it if you maintain a daily balance of $1,000.
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Savings Account Options
D. L. Evans Bank has a few savings accounts that all earn interest, but they are pretty standard.
This savings account earns competitive interest rates on balances $100 or more.
You will need a $100 to open it and the interest earned is compounded quarterly.
This is like any other health savings account that can be used towards paying for your medical expenses.
You will need at least $100 to open it and you also must be enrolled in a High Deductible Health Plan.
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Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
D. L. Evans Bank has two money market accounts that earns competitive interest rates.
You can open this money market with $100 and it will start earning interest on balances of $500 or higher.
If you maintain a daily balance of $2,500, you can waive the monthly fee of $10.
This account earns competitive, tiered interest.
Some other features you get with this account are:
- Up to 6 transfers per statement cycle
- Free Online and Mobile Banking
- Direct Deposit available
This is considered a premium money market and will need another $100 to open.
Interest is again earned on balances $500 or more
You will need to maintain a much heftier daily balance in order to waive the $15 monthly fee however.
This account also comes with:
- Up to 6 transfers per statement cycle
- Free Online and Mobile Banking
- Direct Deposit available
Compare Money Market Accounts
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CD Account Options
D. L. Evans Bank offers CDs with competitive rates. You will need a minimum deposit of $500 to open any of their CDs.
Their CDs earn high competitive rates and the terms range from 7 days – 5 years.
The CDs will also automatically renew upon maturity.
Compare CD Accounts
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Premier Club (50+)
Premier Club is a premium membership specially for those who are 50+.
To qualify for Premier Club Membership, you will have to meet one of the following requirements. These are:
- Be aged 50 or older
- Maintain a balance of $1,000 or more in your D. L. Evans checking or savings account
- Maintain $10,000 or more in a CD account.
- Maintain a $10 monthly fee if you can’t do any of the above
Reasons to Bank with D. L. Evans Bank
- All their accounts have consistent account opening deposits that aren’t too high.
- They have fairly low minimum balance requirements.
- Their savings and money market accounts earn a pretty high APY.
- Offer relationship checking for those 50+ with their Premium Club membership.
- Conduct all your banking online or with the D. L. Evans Bank mobile app.
Reasons Not to Bank with D. L. Evans Bank
- They are only located in Idaho and Utah. They have a total of 34 physical branches scattered about.
- Absence of a children checking or savings account.
- Lacking a direct senior checking savings account, but they do have a Premier Club Membership.
- Lack of a holiday savings account given all the checking account options.
- Their customer service isn’t opened on weekends.
D. L. Evans Bank Routing Number
The routing number for D. L. Evans Bank varies depending on state and regions. You can also check the lower left corner of your D. L. Evans Bank check.
Contact Customer Service
D. L. Evans Bank has a 24-hour telephone banking service line. You can reach it at 1-(800)-423-7503.
To speak to a customer representative, you can call 1-(866)-661-5463.
Their business hours are:
- Monday to Friday at 8:30 a.m. – 5:30 p.m.
How D. L. Evans Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Discover Bank: Discover Bank is also an online nationwide bank that offers bonuses for their checking and savings accounts! You can earn cash back rewards when you open a checking account and generous bonuses for opening a savings one.
- Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.
Bottom Line
If you live in either Idaho or Utah and prefer really basic banking, then D. L. Bank might be good for you.
For those who are 50 and older, you can qualify for the Preimer Club Membership and enjoy your spending and savings by earning high, competitive interest rates.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If D. L. Evans Bank has the variety and options you’re looking for, apply today! For more options from a variety of banks, see our list of the best bank promotions!
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