The settlement will benefit all consumers who incurred an insufficient funds or overdraft fee the bank attributed to an Earnin app withdrawal between Sept. 3, 2015, and May 28, 2020. You may be eligible for a potential award from the Earnin App Overdraft or Insufficient Funds Event Fees Class Action Lawsuit!

According to the class action, plaintiffs claimed the Earnin app’s marketing didn’t adequately represent customers’ risk of being charged these third-party fees while using the app. They contended Earnin withdraws funds even if it knows there are insufficient funds in users’ accounts, meaning Earnin app users are regularly charged overdraft and nonsufficient funds fees.

Table of Contents

Earnin App Overdraft or Insufficient Funds Event Fees CAL

Claim Form Deadline: N/A
Who’s Eligible: All consumers who incurred an insufficient funds or overdraft fee the bank attributed to an Earnin app withdrawal between Sept. 3, 2015, and May 28, 2020.
Estimated Amount: Varies
- Class Members will receive a pro rata portion of the settlement fund. The amount will be determined by dividing the net settlement fund by the total number of overdraft transactions, then multiplying that number by the total number of overdraft transactions per Class Member, based on Earnin’s business records.
Proof of Purchase: N/A
- Earnin’s business records will be used to determine who is in the Class.
Case Name & Number: Mary Perks, et al. v. Activehours Inc. d/b/a/ Earnin, Case No. 5:19-cv-05543-BLF in the U.S. District Court for the Northern District of California

Learn More

(Click here to learn more about the Class Action Lawsuit)

How To File a Claim

There is no claim form. Earnin’s business records will be used to determine who is in the Class. The final hearing will be on March 25, 2021.

Bottom Line

Don’t forget to take a look at our full list of Class Action Lawsuit Settlements! Be sure to give our list of No-Proof Class Action lawsuit to see other settlements you may qualify for.