To anyone across the nation looking for a new or improved banking experience, EBSB Direct has wide array of products to meet your individual needs. They offer both CD accounts as well as Money Market accounts along with online and telephone banking. Right now, they are having a special 2.50% APY 15-Month CD on balances $1,000 or more. If you are interested, make sure to read on to learn more about EBSB Direct’s wide array of CDs or visit their website now and open your CD today!
Editors Note: This is an internet bank so there are no physical locations you can to go to. Be sure to contact them directly if you have any questions regarding their account.
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
EBSB Direct CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! EBSB Direct’s Best CD Offer pays the highest APY rate with a 2.50% APY 15-Month CD term, which is their current promotion. Be sure to view our Best 12-Month CD Rates list and see how they compare. EBSB Direct wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rate:
| Term | APY Rate | Minimum Deposit |
| 15 Month | 2.50% | $1,000 |
*The above rates are accurate as of 09/13/2018
CD Features:
- Competitive interest rates: At 2.50% APY on a 15-month CD term, you’ll earn more than the national average.
- Easy to open an account online: To open an account you must be a U.S. citizen, have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and bank account number to electronically transfer money into your new account.
- Low Minimum Deposit: As long as you open your CD with at least $1,000, you will get to enjoy earning their competitive rates.
- Funds Fully Insured: Your account is insured in full through FDIC and DIF insurance.
Bottom Line:
Looking for a short term or long term CD? Then look no further as EBSB Direct offers you a standard and simple range of CD rates to choose from. If you have at least $1,000 and can leave it untouched for a while, then the 15-Month CD term with 2.50% APY Rate will be a good choice to consider. Not only that, you can have peace of mind knowing that your funds are fully insured. Let us know your thoughts and experience with this bank by commenting below. Also don’t forget to check out our Best CD Rates at HMB for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
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