Find the latest Electro Savings Credit Union promotions, bonuses, and offers here.
The current bonuses can range from $25 to $100 when you open a new account.
About Electro Savings Credit Union Promotions
Electro Savings Credit Union headquarters is located in Saint Louis. It is the 17th largest credit union in Missouri and the 1,101st largest credit union in the nation. Established in 1941, the credit union has grown to 59 employees and 19,924 members at 4 locations as of December 2020. Electro Savings Credit Union’s money market rates are 14% higher than the national average.
Eligibility: Membership in Electro Savings Credit Union is open to individuals who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, as well as the City of St. Louis, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair. Businesses in these areas are also eligible for membership. See here for full membership details. |
I’ll review the Electro Savings Credit Union offers below.
Electro Savings Credit Union $25 Youth Account Bonus
Electro Savings Credit Union is offering a $25 bonus when you open a youth account.
- What you’ll get: $25 bonus
- Account Type: Youth Account
- Availability: MO (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No expiration date listed)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Open a youth account and make a deposit. Electro Savings Credit Union will match the deposit up to $25.
- Youth account are available for primary account owners age 17 and under.
- Youth accounts require a legal guardian as a joint owner.
Electro Savings Credit Union $25 Referral Bonus

Electro Savings Credit Union $25 Referral Bonus
Electro Savings Credit Union is offering a $25 bonus when you refer your friends/family to open a qualifying checking account or loan.
- What you’ll get: $25 bonus
- Account Type: Checking Account
- Availability: MO
- Direct Deposit Requirement: Yes, $100+
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No expiration date listed)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Referrer’s can get a $25 bonus by:
- Download the referral card, write your name on it and give them to your referrals.
- The person you refer must be a new Electro Savings member or joint member and open a new account.
- Be sure your referral provides your name at account opening.
- Referee’s can get a $100 bonus by:
- Mention or bring the referral postcard with them when the account or loan is opened.
- New member receives incentive for completing one of the following actions:
- 1) Receive a $100 Visa gift card when they open a new checking account, add a direct deposit of at least $100 and uses their new Visa debit card at least 14 times in the first 60 days.
- 2) Receive a $100 Visa gift card at loan closing when they finance or refinance a new money loan of at least $10,000 directly with the credit union. New loan must be open and current for 90 days.
- Current member receives incentive when new referred member meets all incentive qualifications.
- Referral cannot be an existing ESCU member or joint member.
- Membership eligibility applies.
- This offer is not a guarantee that you will be approved.
- Your referral must mention or bring the referral postcard with them when the account or loan is opened.
- All offers valid for a limited time only, and subject to end without notice.
- Both incentives are subject to 1099 reporting.
- There is no limit to the number of new members an existing member may refer.
- Limit one incentive per new member.
How To Waive Monthly Fees
- Kasasa Cash Checking: None
- Kasasa Cash Back Checking: None
- Classic Checking: None
- Fresh Start Checking: $10 monthly fee
- Business Builder Checking: $3 monthly fee. Maintain a $300 minimum balance to avoid the monthly account fee
- Money Manager Checking: $10 monthly fee. Maintain a $1,000 minimum balance to avoid the monthly account fee.
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Bottom Line
If you’re located in Missouri, be sure to check out these promotions while it lasts. However, if these bonuses do not catch your attention, you can also check out some other bonuses on HustlerMoneyBlog.
Lastly, keep this page on frequent rotation as we will update it with the latest offers. Feel free to leave your feedback in the comments below!
Additionally, you check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Electro Savings Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Electro Savings Credit Union promotions, bonuses, and offers.
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