Find the latest Empower Federal Credit Union CD Rates, Offers, and Promotions here.
Right now, Empower Federal Credit Union is offering a generous 2.40% APY on 18-Month CD.
About Empower Federal Credit Union
This credit union is a full-service financial institution that provides savings, loans, and other financial products to members in Central New York, and in eight counties throughout New York State. As a credit union, Empower is a financial cooperative and is not-for-profit.
They offer a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Empower Credit Union does have competitive rates, their product line is limited. I recommend to take a look at Discover Bank Promotions here
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| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Empower Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make!
If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: No maximum deposit
- Early withdrawal penalty: There is a withdrawal penalty, check with local CSR
(FDIC Insured)
| Term | $500+ | $2.5K+ | $5K+ | $10K+ | $25K+ | $50K+ | $100K+ |
| 3 Month | 0.60% | 0.65% | 0.70% | 0.75% | 0.80% | 0.85% | 0.90% |
| 6 Month | 1.10% | 1.15% | 1.20% | 1.25% | 1.30% | 1.35% | 1.40% |
| 12 Month | 2.05% | 2.10% | 2.15% | 2.20% | 2.25% | 2.30% | 2.35% |
| 18 Month | 2.10% | 2.15% | 2.20% | 2.25% | 2.30% | 2.35% | 2.40% |
| 24 Month | 2.10% | 2.15% | 2.20% | 2.25% | 2.30% | 2.35% | 2.40% |
| 30 Month | 2.10% | 2.15% | 2.20% | 2.25% | 2.30% | 2.35% | 2.40% |
| 36 Month | 2.15% | 2.20% | 2.25% | 2.30% | 2.35% | 2.40% | 2.45% |
| 48 Month | 2.20% | 2.25% | 2.30% | 2.35% | 2.40% | 2.45% | 2.50% |
| 60 Month | 2.30% | 2.35% | 2.40% | 2.45% | 2.50% | 2.55% | 2.60% |
Empower Federal Credit Union CD Features
- Low minimum balance requirements
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to $250,000
Bottom Line
Empower Federal Credit Union offers a generous CD rate that I would check out! Make sure to take advantage of their 3.10% APY on 60-Month CD.
This is a great opportunity to invest in a high-interest CD from Empower Federal Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Empower Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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