Esurance Auto Insurance is ideal for customers looking for low-cost insurance for their cars. They provide a multitude of benefits, coverage, liabilities, and discounts for you to save money. Drivers who want an innovative, hands-on approach to managing their car insurance policies will benefit from Esurance’s top-rated website, mobile app and other tools to streamline insurance processes and provide support. If you want more personal interaction, agents are also available 24/7. Esurance was launched in 1999 as an online discount insurer and was eventually acquired by Allstate in 2011. With its operations and processes online, Esurance is able to reduce operating costs, allowing for better savings and discounts for their customers. Read on to see all the pros and cons of Esurance Auto Insurance.
Esurance Auto Insurance Summary:
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- Availability: Nationwide except in Alaska, Hawaii, Montana, Wyoming, Vermont, New Hampshire, Delaware or Washington DC
- Payments: Esurance allows you to pay online or with a credit card, and even set up automatic payments, but you can’t mail in payments or pay over the phone
- Additional Advice: If you are interested in usage-based insurance, you can participate in Esurance’s DriveSense program and receive up to 30% in saving
Esurance Auto Insurance Features:
- Accident Forgiveness – Your rates do not automatically increase after an accident.
- Defensive Driver Discount – You can get a discounted rate if you complete a defensive driving course.
- Driving Habits Discount – You can get a discounted rate if you place a device in your car that measures your driving habits.
- Good Driver Discount – You can get a discount for having a clean driving record.
- Good Student Discount – Students that maintain a good GPA can get a policy discount.
- Low Mileage Discount – You can get a discount for driving low mileage each year.
- Multiple Policy Discount – You can get a discount for having multiple insurance policies with the same company.
- Multiple Vehicle Discount – You can get a discount if you insure multiple vehicles.
- Organization Discount – You can get a discount to if you are affiliated with certain organizations or partner companies.
- Prepay Discount – You can get a discount if you pay your premiums in advance.
I highly recommend Esurance Auto Insurance for those of you who want to find cheap car insurance with a financial strong company that offers good customer service and easy online account management. Esurance provides coverage, liabilities, and benefits for all of your needs. Esurance does offer collision and comprehensive coverage for your vehicle, along with GAP insurance, but take note that they are still missing a few important options. Mechanical repair costs that go beyond routine maintenance are not covered, and any personal belongings in your car won’t be covered either. If you total your brand new car, GAP insurance will cover the balance of your loan, but Esurance doesn’t offer new car replacement. So definitely check it out if you are looking for Auto Esurance. Also, don’t forget to check out our complete list of ways to Save Money!
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