Here you can learn all about First Advantage Bank Max Earnings Checking Account.
For residents nationwide, First Advantage Bank is offering up to 4.50% APY with their Max Earnings Checking Account on balances up to $10,000.
About First Advantage Bank Max Earnings Checking
First Advantage Bank offers a complete range of products and services to help you manage your money and meet your personal financial goals. They now have eight full-service banking centers throughout middle Tennessee, a virtual branch with a national presence, over 100 employees, and they are traded publicly on the OTC market (FABK).
Continue on to learn more about the First Advantage Bank Max Earnings Checking Account below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
First Advantage Bank Max Earnings Checking Rate
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Residents nationwide can earn the industry leading rate on balances up to $10,000. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 4.50% APY up to $10,000
- Eligible Accounts: Max Earnings Checking Account
- Credit Inquiry: Hard Pull
- Where it’s available: KY, TN (Branch Locator)
- Opening Deposit: $100
- Credit Card Funding: Yes, up to $10,000
- Monthly fee: $7
(FDIC Insured)
How To Earn Up to 4.50% APY Rate
- Sign up to First Advantage Bank and open an Max Earnings Checking account.
- Start earning their APY rate after completing the requirements each month:
- Receive e-statements
- Set up a recurring Direct Deposit OR ACH (once to the account per statement cycle)
- Make 10 or more debit card purchases (10 per statement cycle, must clear the account during the statement cycle)
| Balance Requirement | APY Rate |
| $0 – $10,000.00 | 4.50% |
| $10,000.01+ | 0.05% |
Account Features
- First Advantage Debit Card
- Online Banking
- Mobile Banking
- Online Bill Pay
- Unlimited Check Writing
- Account Notifications
Bottom Line
First Advantage Bank is offering a decent reward on their checking account for anyone that wants to join their credit union. This APY includes having to have one direct deposit each month. Not the worst requirements for a rate this high! Remember that if your balance is over $10,000, then you will not receive the full benefits of the rewards checking account.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on First Advantage Bank’s Max Earnings Checking Account.
What method did you use?
You can have your initial deposit charged directly to your Visa or MasterCard when you open a new account online.
Transfers to a checking or savings account to be set up as a direct deposit.
A third option is to use a balance transfer check to add money to your account.
Our review has been updated. Thanks for letting us know!
Got follow reply from them when I tried to open new account with them.
“At this time we are only taking applications from residents from Kentucky or Tennessee”
Cancelled my application claiming too many credit inquires. Geez, it’s a bank account, not a credit card.
Hi that’s great news that funding with credit card works and counts as a purchase and not cash advance! Btw when setting up recurring Direct Deposit or ACH, did you use ACH method? If so, is it as simple as a monthly ACH from a bank deposit/withdrawal either way?
I used my Chase Ink Business to fund it w/ $10K! & it went through as a purchase. Discover and Mastercard are also accepted!
This is a hard pull from TU fyi!
My discover was accepted as a purchase for $10,000 so I’m happy! So convenient.