For residents of Illinois or Indiana, First Bank is offering up to 2.22% APY with a maximum balance of $10,000 with their Rewards Checking Account. You’ll enjoy this checking account with a great interest rate! If you live in the state of Illinois or Indiana, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with First Bank today!
 | BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. |
 | Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review |
First Bank Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 2.22% APY
- Maximum Balance: $10,000
- Availability: Illinois, Indiana (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: $0 when balance of $750 is maintained; otherwise $7.
- Additional Requirements: 15 or more debit card transactions, at least one electronic deposit or payment, one Online BillPay transaction, enrolled in eStatements
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
First Bank Rewards Checking Features:
- FREE checking account
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $15 per month on ATM fees
- To qualify you must have per month: 15 or more debit card transactions, at least one electronic deposit or payment, one Online BillPay transaction, enrolled in eStatements
How To Earn Up to 2.22% APY Rate:
- Sign up to First Bank Rewards Checking Account to earn 2.22% APY for up to $10,000.
- Make 15 or more debit card transactions per month
- Have at least one electronic deposit or payment per month
- Make one Online BillPay transaction per month
- Enrolled in eStatements
Note: Balances over $10,000 earn 0.05% APY.
Bottom Line:
First Bank is offering a great rewards checking account program for those that are residents of Illinois or Indiana. This checking account has a great interest rate! Remember that if your balance is over $10,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
 The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
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