Available online nationwide, find the best First Central Savings Bank CD Rates, Promotions, and Offers here.
Update 5/6/24: The 11 month term increased by 0.25% APY but we would recommend CDs from Rising Bank, Banc of California, or Western Alliance Bank.
Best CD Rates: 5.25% 7-Month, 5.00% APY 10, 11, 12-Month eCD, $500 Minimum
Availability: Nationwide (must open a eCD)
Credit Inquiry: Unknown
Update 3/27/24: There are now many terms available with the 9 month term being the highest with 5.25%. You can also earn 5% on 10, 11, 12 month terms – must open an eCD for this offer to be nationwide if you do not live near a branch.
About First Central Savings Bank
First Central Savings Bank offers competitive rates on many CD terms. With a new CD account from First Central Savings Bank, you’ll have the simplest, smartest way to actively control your money.
Whether you are opening a long term or short term solution, there is always a rate there for you! If you are interested, I suggest you apply as soon as you can, as the rates are subjected to change!
Term | APY Rate | Minimum Deposit |
3-Month | 2.79% | $500 |
6-Month | 5.00% | $500 |
7-Month | 5.25% | $500 |
9-Month | 5.25% | $500 |
10-Month | 5.00% | $500 |
11-Month | 5.25% | $500 |
12-Month | 5.00% | $500 |
14-Month | 4.85% | $500 |
15-Month | 4.60% | $500 |
17-Month | 4.50% | $500 |
18-Month | 3.25% | $500 |
22-Month | 3.56% | $500 |
24-Month | 3.05% | $500 |
30-Month | 2.53% | $500 |
36-Month | 2.84% | $500 |
48-Month | 2.53% | $500 |
60-Month | 2.74% | $500 |
84-Month | 2.69% | $500 |
*Rates accurate as of 5/6/2024
First Central Savings Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! First Central Savings Bank wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty:
- there will be a penalty for early withdrawal
(FDIC Insured)
Alliant Credit Union 12-Month Certificate (4.05% APY) Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY) Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY) Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY) Ponce Bank 4-Month No-Penalty CD (4.15% APY)
Why You Should Apply for This Account
- Peace of Mind: No hidden fees. No maintenance fees.
- Flexibility: Flexible terms from 12 months to 60 months.
- Interest Compounded Daily. First Central Savings Bank grows your money faster as interest is compounded daily and credited monthly or at maturity to your account. Many others compound monthly, quarterly, or even annually.
- Never Lose Track of Your Funds: Access your account anytime, anywhere with online and mobile banking
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Bottom Line
First Central Savings Bank’s online CD’s maximize your earnings. As said before, you can choose any term between 12 to 60 months to earn a competitive rate.
First Central Savings Bank has so many beneficial aspects of their CD, from their convenience and accessibility to their flexibility and APY rates.
If you’re looking to invest with a different bank, you can find more of the Best CD Rates in the country from the HMB list!
Service Credit Union | 4.25% APY 9-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 15-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.25% APY 14-Month CD | Review |
Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
Live Oak Bank | 4.10% APY 12-Month CD | Review |
Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
Discover Bank | Up to 4.00% APY CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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