First Community Credit Union Advantage Money Market Account Review: 1.51% APY (IL, WI)

Available for Illinois and Wisconsin residents, First Community Credit Union is offering 1.51% APY when you open an Advantage Money Market account. To earn this competitive rate, simply fund the account with $250,000 in new money. If you are younger than 55, you must also have a checking account, direct deposit, and be signed up for E-Statements to qualify. That’s all it takes and you’ll get to enjoy earning the 1.51% rate. With an account from First Community Credit Union, you can enjoy features such as mobile banking, and so much more! If you are interested and qualify, apply online today!

Eligibility: To qualify for membership you just have to live or work in Southern Wisconsin or Northern Illinois.

First Community Credit Union Account Info:

• Sign up Offer
• Account Type: Advantage Money Market Account
• Interest Rate: 1.51% APY
• Minimum Balance: $250,000
• Maximum Balance: None listed
• Availability: IL, WI (Bank Locator)
• Expiration Date: None listed
• Credit Inquiry: Hard pull or soft pull? Let us know
• Opening Deposit: None listed
• Credit Card Funding: Unknown. Let us know.
• Direct Deposit Requirement: Yes, if you’re below the age of 55
• Monthly Fee: None listed
• Additional Requirements: See below
• Early Termination Fee: None listed, check with CSR for more information
• Insured: NCUA

ACH Capabilities & Limits:

Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.

How to Earn First Community Credit Union Rates:

1. Open an Advantage Money Market account from First Community Credit Union.
2. Input your info – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
4. If you are younger than 55, you must also have a checking account, set up direct deposit, and be enrolled in E-Statements.
5. Maintain a minimum balance of $250,000 to continue earning the high rate.

Why You Should Sign Up For This Account:

• Mobile banking
• Free Notary Service
• Access to over 5,600 CO-OP Shared Branching locations nationwide

Bottom Line:

Check out this offer from First Community Credit Union. When you open an Advantage Money Market account you can earn a 1.51% APY! This rate is great for balances greater than $250,000. The opening deposit automatically waives the monthly fee, leaving you less to worry about. Take advantage of the services they have to offer along with these savings. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!

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