For those of you who are interested in making a higher APY rate, First Community Credit Union is offering a wide range of CD rates. Whether you are looking for a short term or long term solution, there is definitely a rate for you.
With that said, you can take advantage of the current 3.75% APY 72-Month CD Rate. Simply provide a minimum opening deposit of $500. First Community Credit Union also offers a large amount of lending services such as Online Banking, Bill Pay, Finance Works, and much more. First Community Credit Union wants to make you feel supported and helps put you in control of your hard earned funds.
Eligibility: To be eligible you must, live, work, or worship in the Missouri counties of Franklin, Jefferson, St. Charles, St. Louis and Warren, and the Illinois counties of Madison, Monroe, and St. Clair.
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
First Community Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! First Community Credit Union’s Best CD Offer pays the highest APY rate with a 3.75% APY rate. Their second highest APY rate is for a 72 Month CD and offers a 1.90% APY rate. If you’re interested in making a higher rate than a traditional savings account then make sure to check out First Community Credit Union’s CDs. And remember, your CDs are NCUA insured so invest in a CD today!
CD Special
| Term | APY Rate | Minimum Deposit | Specific Term |
| 72-month CD | 3.75% | $500 | Best 60-Month CD Rates |
Certificates of Deposits
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.10% | $500 |
| 12-Month | 2.00% | $500 |
| 15-Month | 1.90% | $500 |
| 18-Month | 2.00% | $500 |
| 19-Month | 3.04% | $500 |
| 24-Month | 2.25% | $500 |
| 36-Month | 2.50% | $500 |
| 48-Month | 2.60% | $500 |
| 60-Month | 3.50% | $500 |
| 72-Month | 3.75% | $500 |
*The above rates are accurate as of 01/17/2019
Bottom Line
If you are interested in a short term or long term CD, look no further as First Community Credit Union offers you a standard and simple range of CD rates that go up to 3.75% APY. All you need to do is to pick your CD term, and make a minimum opening deposit of $500. Earn up to a 3.75% APY rate with the First Community Credit Union.
You can have peace of mind that First Community Credit Union is insured up to $250,000 by the NCUA. Sign up for a CD with First Community Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The United ClubSM Infinite Card offers 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 4x miles on United® purchases • 2x miles on all other travel and dining • 1x mile on all other purchases. • Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases) This card does carry an annual fee of $525. However, you can get up to $120 Global Entry, TSA PreCheck or NEXUS fee credit. In addition, you'll get a savings of up to $360 per roundtrip (terms apply) by getting your first and second checked bags for free and Premier Access travel services! Member FDIC |
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