First Progress offers three secured credit cards:

First Progress Platinum Elite Mastercard® Secured
First Progress Platinum Select Mastercard® Secured
the First Progress Platinum Prestige Mastercard® Secured Credit Card

All three are designed to help people who have bad or no credit to build or rebuild their credit score through a positive credit history. Keep in mind that if you’re qualified for one card, you’ll also qualify for the other two.

These cards regularly reports to all three credit bureaus; with responsible credit usage and on-time payments this card could either make or break your credit, so responsible usage is emphasized.

If you’re wondering whether First Progress Mastercard Secured Credit Cards are the right cards for you, continue reading below to learn about its fees and features.

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Table of Contents

First Progress Mastercard Secured Cards Summary

	Platinum Select	Platinum Prestige	Platinum Elite
Bonus Available	No sign-up bonus available for this card	No sign-up bonus available for this card	No sign-up bonus available for this card
Balance Transfers Intro APR	N/A	N/A	N/A
Purchases Intro APR	N/A	N/A	N/A
Regular APR	13.99% (V)	9.99% (V)	19.99% (V)
Cash Advance APR	19.99% (V)	18.99% (V)	24.99% (V)
Credit Needed	Poor/Limited/No Credit	Poor/Limited/No Credit	Poor/Limited/No Credit
Monthly Servicing Fee	N/A	N/A	N/A
Processing Fee	N/A	N/A	N/A
Annual Fee	$39	$49	$29
	Apply Now	Apply Now	Apply Now

Recommended Free Credit Score (Get Free Score)

Card Highlights

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No credit inquiry required!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide program; available in all 50 US states *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.

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First Progress Mastercard Secured Cards Fees

The fees for each card is different depending on the purpose you are using it for, see table above for full list. First Progress’ secured cards doesn’t have a minimum credit score or credit history needed in order to get these cards.

Keep in mind that for each card, an initial refundable security deposit must be made, which can be between $200 and $2,000.

Pay off those small purchases on time and in full each month, and your credit score should start to rise. Make sure that you pay your balance in full each month, which will also help to improve your credit score.

First Progress Mastercard Secured Cards’ Features

No negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
No credit history or minimum credit score required for approval**
Receive your card faster with optional Expedited Processing
Monthly reporting to all 3 major credit bureaus to establish credit history
Full-featured Platinum Mastercard, accepted for car rentals, hotels, and millions of other locations worldwide.
Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application

Bottom Line

First Progress Mastercard Secured Credit Cards are full featured credit cards that reports to all three major credit bureaus every month to help you establish or re-establish your credit history.

For more credit cards options, see our latest list of other best credit card bonuses!

*See rate and fees.

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.