Available for residents of California, Connecticut, Florida, Oregon, Massachusetts, and New York, First Republic Bank offers a wide range of products and services fit for your specific needs. They offer CD rates ranging from 0.15% to 2.30% for terms ranging from 30 days up to 6 years. Their current CD special offers a competitive rate of 1.75% APY for a 13-month term base on their flyer promotion! That’s maximum savings with a fixed rate! First Republic Bank CDs has a minimum balance requirement of $10,000 and no monthly fees. To fully take advantage of this offer, you must have a checking account with a $25,000 minimum balance for at least 6 months after opening the CD. First Republic Bank is a good way to grow your money with the abundant amount of CD rates that they offer. If you are interested, visit your nearest local branch and sign up for a CD today!
Editor’s Note: A reader received the promotion flyer for this offer. For residents who live near a local branch, please call or visit a local branch to learn more about this offer. YMMV.
First Republic Bank CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! First Republic Bank’s Best CD Offer pays the highest APY rate with a 2.30% APY rate on their 72-Month term. However, their current promotion is the 13-Month CD special with 1.75% APY. First Republic Bank wants to make you feel supported and help put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates:
| Term | APY Rate | Minimum Deposit | How They Compare |
| 13 Month | 1.75% | $25,000 ($25,000 in Checking Account) | Best 12-Month CD Rates |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 30 Day | 0.15% | $10,000 |
| 3 Month | 0.25% | $10,000 |
| 6 Month | 0.50% | $10,000 |
| 12 Month | 0.60% | $10,000 |
| 18 Month | 1.30% | $10,000 |
| 24 Month | 1.50% | $10,000 |
| 36 Month | 1.70% | $10,000 |
| 48 Month | 1.75% | $10,000 |
| 60 Month | 2.25% | $10,000 |
| 72 Month | 2.30% | $10,000 |
*Rates effective as of 12/18/2017
Rates may vary depending on your region. Rates listed are based on the Southern California region.
CD Features:
- No hidden fees. No maintenance fees.
- Flexible Terms customized for your needs
- Fixed, predetermined rates
- Interests Compounded Daily
- Federally insured by the FDIC
Bottom Line:
If you are interested in a short term or long term CD, then First Republic Bank may be the one for you with their current 13-Month CD special with 1.75% APY. And that you must have a checking account with a $25,000 minimum balance for at least 6 months after opening the CD. You may even find yourself earning more compared to a regular savings account. Keep in mind that their CD rates are subject to change and may vary based on your region. If you’re looking to invest with a different bank or credit union, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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