Available to residents of Florida, Floridacentral Credit Union has wide array of products to meet your individual needs. They currently offer standard CD rates from 6-months to 60-months with 0.76% to 1.81% APY Rates. By joining Floridacentral Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open. Right now, they are having a special 15-month CD term with up to 4.07% APY on balances $50,000 or more. If you are interested, make sure to read on to learn more about Floridacentral Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: Membership is available to Select Employer Groups, so be sure to contact your Human Resources Department to find out of they offer Floridacentral memberships. Relatives of members are also eligible to join as well. Be sure to visit their membership page for additional information.
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Floridacentral Credit Union CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Floridacentral Credit Union’s Best CD Offer pays the highest APY rate with a 4.07% APY rate on their 15-Month term. which is also their current promotion. Be sure to view our Best 12-Month CD Rates list and see how they compare. Floridacentral Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates:
| Term | APY Rate | Minimum Deposit |
| 15 Month | 4.07% | $50,000 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.76% | $500 |
| 12 Month | 1.06% | $500 |
| 24 Month | 1.26% | $500 |
| 36 Month | 1.31% | $500 |
| 48 Month | 1.61% | $500 |
| 60 Month | 1.81% | $500 |
*Rates Effective As Of 09/19/2018
CD Features:
- Competitive interest rates
- Open a standard CD with a just $500
- Special rate is higher than any standard CD rate
- NCUA Insured
Bottom Line:
If you are interested in a short term or long term CD, look no further as Floridacentral Credit Union offers you a standard and special CD rates that go up to 4.07% APY on 15-month term. All you need to do is to pick your CD term and watch your money grow! This is a hefty CD rate, so if you are looking to grow you $50k for 15 months, then I highly recommend this promotional CD special. Sign up for a CD with Floridacentral Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
Looks like the promotion already ended. What was it 2-3 day promotion?
Only specific to few counties in florida. Not all Florida residents are eligible