Find the latest Genisys Credit Union CD Rates, Offers, and Promotions here.

Best CD Rates: 5.20% APY 7-Month, 5.03% APY 13-month , $500 minimum deposit.

Availability: Nationwide, easy membership

Credit Inquiry: Soft Pull

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About Genisys Credit Union CD Rates

Available to residents of Michigan, Minnesota, and Pennsylvania, Genisys Credit Union has wide array of products to meet your individual needs. By joining Genisys Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open.

Right now, they are having a special 7-month CD term 5.20% APY on balances $500 or more. If you are interested, make sure to read on to learn more about Genisys Credit Union’s wide array of CDs or visit any branch now and open your CD today!

Eligibility: If you live, work, worship, attend school or own a business in the following areas: The entire state of Michigan, Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota, Montgomery County in Pennsylvania.

Finally, you can make a minimum $5 contribution to the Arthritis Foundation or the Paint Creek Center for the Arts qualifies for membership in Genisys. Visit their membership page for additional information.

You can fund your account via ACH, Wire, internal transfer, or Shared Branch transaction.

Special CD Rates

Term	APY Rate	Minimum Deposit
14-Month Flex	5.09%	$500
7-Month	5.20%	$500
13-Month	5.03%	$500
25-Month	4.94%	$500
61-Month	4.84%	$500

Certificates of Deposits Rates

Term	APY Rate	Minimum Deposit
6-Month	3.66%	$500
12-Month	3.91%	$500
18-Month	3.73%	$500
24-Month	3.53%	$500
36-Month	3.98%	$500
48-Month	3.79%	$500
60-Month	3.72%	$500

*Rates Effective As Of 9/20/2023

Genisys Credit Union CDs

CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Genisys Credit Union’s Best CD Offer pays the highest APY rate with a 5.20% APY rate on their 7-Month term. The interest is compounded and credited quarterly.

If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $500
Maximum deposit: No Limit
Early withdrawal penalty:
- 182 days of earned dividends for terms longer than one year but less than five

(NCUA Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Genisys CD Features

Competitive interest rates
Unlimited number of beneficiaries
Open a CD with a just $500
NCUA Insured

Bottom Line

If you are interested in a short term or long term CD, look no further as Genisys Credit Union offers you a standard and special CD rates. You can get your maturing funds via cashier’s check or do an internal transfer to Genisys Share Savings account. They will give you 10 calendar days grace period before automatic renewal as regular 24-month Certificate.

All you need to do is to pick your CD term and watch your money grow! Sign up for a CD with Genisys Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.