Find the latest Gesa Credit Union CD Rates, Offers, and Promotions here.
Available to residents nationwide, Gesa Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer CD rates for up to 1.10% APY Rate.
About Gesa Credit Union
Gesa Credit Union is headquartered in Richland, Washington and was founded in 1953. Since then they have grown to 28 locations and boast an A+ health rating.
Gesa Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
Eligibility: Membership in Gesa Credit Union is open to: (1) anyone who lives, works, worships, or attends school in the state of Washington; (2) residents of the Idaho counties of Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, or Shoshone, (3) residents of the Oregon counties of Clackamas, Clatsop, Columbia, Gilliam, Hood River, Morrow, Multnomah, Sherman, Umatilla, Union, Wasco, or Washington, or (4) a close relative of anyone eligible for membership. See current membership details |
*While Gesa Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
Gesa Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $500, you can invest in a Gesa Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $500, $50,000, or $00,000
- Maximum deposit: No Limit
- Early withdrawal penalty: A penalty may be imposed for early withdrawal
(NCUA Insured)
$500 CD
Term | APY Rate | Minimum Deposit |
3 Months | 0.20% | $500 |
6 Months | 0.30% | $500 |
12 Months | 0.40% | $500 |
18 Months | 0.40% | $500 |
24 Months | 0.50% | $500 |
30 Months | 0.60% | $500 |
36 Months | 0.60% | $500 |
48 Months | 0.70% | $500 |
60 Months | 0.80% | $500 |
80 Month | 0.90% | $500 |
$50,000 CD
Term | APY Rate | Minimum Deposit |
3 Months | 0.20% | $50,000 |
6 Months | 0.30% | $50,000 |
12 Months | 0.40% | $50,000 |
18 Months | 0.45% | $50,000 |
24 Months | 0.55% | $50,000 |
30 Months | 0.65% | $50,000 |
36 Months | 0.70% | $50,000 |
48 Months | 0.80% | $50,000 |
60 Months | 0.90% | $50,000 |
80 Month | 1.00% | $50,000 |
$100,000 CD
Term | APY Rate | Minimum Deposit |
3 Months | 0.20% | $100,000 |
6 Months | 0.30% | $100,000 |
12 Months | 0.40% | $100,000 |
18 Months | 0.50% | $100,000 |
24 Months | 0.60% | $100,000 |
30 Months | 0.70% | $100,000 |
36 Months | 0.80% | $100,000 |
48 Months | 0.90% | $100,000 |
60 Months | 1.00% | $100,000 |
80 Month | 1.10% | $100,000 |
Gesa Credit Union CD Features
- Low minimum balance requirement
- Guaranteed return
- Free online and mobile banking
- High Yield Rate
- Insured by the NCUA up to $250,000
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Bottom Line
Gesa Credit Union offers you a competitive CD rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $500, $50,000, or $100,000.
This is a great opportunity to invest in a high-interest CD from Gesa Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Gesa Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
I am thinking of getting a cd with you but I need to know what your membership fee is to do this.