Glacier Bank, a subdivision of Glacier Bancorp, provides banking services to individuals and businesses all over the U.S. To find out if Glacier Bank is right for you, continue reading the review below.
Glacier Bank may be considered small, but they provide a wide variety of account options including business ones.
Most of their accounts don’t require a monthly fee nor minimum balances to maintain which is quite generous.
Checking Account Options
Glacier Bank provides a large selection of checking accounts that all have similar benefits.
This is a free checking account, but it requires at least a minimum deposit of $50 to open it.
There are, however, no monthly fees nor minimum balance requirements afterwards, making it officially free.
This account also comes with:
- Unlimited check writing
- Customer purchases checks
This checking account also requires a $50 minimum opening deposit, but it is interest bearing.
There are also no monthly fees nor minimum balance requirements to worry about either.
This account also includes:
- Unlimited check writing
- Customer purchases checks
This is a checking account designed for those 50 and older and it also earns interest.
You will need at least $50 to open it, but then enjoy no monthly fees nor minimum balance requirements.
This account also provides:
- Unlimited check writing
- Customer purchases checks
- Free personalized corporate image checks
This is a premium checking account that earns variable interest rates.
You will need a minimum deposit of $50.
To start earning interest, keep at least a daily balance of $1,500 after account opening.
There is also $6 monthly fee to keep in mind if your balance drops below $1,500.
This account also has:
- Unlimited check writing
- Customer purchases checks
- Free personalized corporate image checks
This is the business version of the “Totally Free Checking” account, except it comes with more features that directly benefits small business workers.
This account will require at least $50 to open, but there are no monthly fees nor minimum balance requirements to hassle over.
You also get access to:
- 3,000 FREE monthly transactions
- Up to 100,000 in deposits per month
Compare Checking Accounts
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Savings Account Options
Glacier Bank has a small variety of savings accounts, but they have low minimum opening deposit and low requirements.
This is Glacier Bank’s standard savings account. Like the checking accounts, it will require a $50 minimum deposit to open.
To avoid the $2 monthly fee, you will have to keep a daily balance of $100.
You can also enjoy unlimited deposits and link your savings account to a checking one to cover overdrafts.
This savings account is for those who need to deposit their money into emergencies and health related funding.
It is completely in free in the fact that it doesn’t require an opening deposit, monthly fee nor minimum balance requirements.
And best of all, it actually earns tiered interest rates!
This account also includes:
- A Free Glacier Bank VISA® Debit Card
- Unlimited check writing
Compare Savings Accounts
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
Glacier Bank has one money market that earns competitive interest rates.
Glacier Bank Money Market:
- Need a minimum opening deposit of $50
- Earns tiered interest rates
- Waive the $10 monthly fee by keeping a minimum daily balance of $2,5000
- Enjoy unlimited deposits
- Interest rates could change at any time
Compare Money Market Accounts
 • Get started and open a Discover® Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65%% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
Reasons to Bank with Glacier Bank
- Most of their checking accounts only require an opening deposit.
- Don’t have to worry about monthly fees nor minimum balance requirements with select checking accounts.
- Offers a senior citizen checking account.
- There are two checking accounts that earns interest.
- They provide business checking accounts that gives business workers a lot more benefits.
- Their customer service hours are open on Sundays.
Reasons Not to Bank with Glacier Bank
- They are only available in 7 states: Arizona, Colorado, Idaho, Montana, Utah, Washington and Wyoming.
- Lack of variety in savings accounts.
- Earn decent interest rates, but they aren’t high rates.
- Don’t have a 24/7 automated phone line or customer service.
- Their customer service hours are short.
Glacier Bank Routing Number
The routing number for Glacier Bank varies based on states or regions. To find your routing number, check the lower left corner of your Glacier Bank check.
Contact Customer Service
You can reach Glacier Bank at 406-756-4200.
A customer representative will be available to speak to you at these hours:
- Monday–Friday: 5 p.m. – 11 p.m. (MST)
- Saturday–Sunday: 9 a.m. to 5 p.m. (MST)
How Glacier Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Huntington Bank: Huntington offers a variety of account options to choose from. Right now, Huntington is offering bonuses when you sign up for select checking accounts, including business ones!
- PNC Bank: PNC Bank offers free access to PNC Bank ATMs, free mobile/online banking, reimbursement of PNC fees for use of non-PNC ATMs, and many other features that can be found on their website. They have several account options.
- Capital One 360: Capital One 360, you can bank fee-free with online and mobile checking that actually pays you back. Whether you’re looking for one of their 40,000 fee-free ATMs or a Capital One location–chances are they are right nearby.
Bottom Line
If you happen to live in any of the states that Glacier Bank is located in, then you might consider looking into banking with them.
With most of their accounts being fee-free, it’s easy to manage your spending and savings.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If you’re interested in banking with Glacier Bank, then apply today! For more options from a variety of banks, see our list of the best bank promotions!
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