Available for residents across the nation, Goldwater Bank is offering 1.65% APY when you open Personal or Business Savings Plus account. To earn this competitive rate, simply have an opening deposit of $5,000 then you must maintain a daily balance of at least $0.01 to earn the 1.65% APY rate. This method applies a daily periodic rate to the principal in the account each day. That’s all it takes and you’ll get to enjoy earning the 1.65% rate on balances up to $0.01. With this account, they provide services such as online & mobile banking, Bill Pay, and eStatements. This rate is available both online and in branch, so if you are interested and qualify be sure to apply today!
![]() |
![]() |
Goldwater Bank Account Info:
- Sign up Offer
- Account Type: Savings Plus
- Interest Rate: 1.65% APY
- Minimum Balance: $0.01
- Maximum Balance: None
- Availability: Nationwide (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $5,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None listed
- Monthly Fee: None listed
- Additional Requirements: None listed
- Early Termination Fee: None listed
- Insured: FDIC
ACH Capabilities & Limits:
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | ? | ? | |
Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Goldwater Bank Rates:
- Open a personal or business Savings Plus account from Goldwater Bank either online or in branch with an opening deposit of $5,000.
- Maintain a minimum balance of $0.01 to start earning the 1.65% APY rate.
Balance Requirement | APY Rate |
$0.01+ | 1.65% APY |
Why You Should Sign Up For This Account:
- Provide Online & Mobile banking, Bill Pay, and eStatements
- FDIC Insured so you can have peace of mind
- Requires minimum balance of only $0.01 to earn the rate
Bottom Line:
Check out this offer from Goldwater Bank. When you open a Savings Plus account you can earn a 1.65% APY! This rate is great for balances over $0.01! Take advantage of the services they have to offer along with these savings. It takes just minutes online, so open an account today! Information about this account is somewhat limited so be sure to let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!
![]() The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
Leave a Reply