Find the most up-to-date Harvard Federal Credit Union promotions, bonuses, and offers here.

Update 2/19/25: There’s currently a $100 bonus for every person you refer to open a new checking account; your referral will also earn a $100 bonus when meeting the requirements. Offer valid through 2/28/25.

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Harvard Federal Credit Union $100 Referral Bonus

What you’ll get: $100 bonus
Account Type: Checking
Availability: Nationwide. Branches in MA. (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$100 Offer at Harvard Federal Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($350 cash bonus)	BMO Smart Advantage Checking ($350 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
First Tech Rewards Checking ($300 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Take a moment to refer family and eligible friends to the Harvard FCU community. Fill out the simple form on the landing page, and your referrals will receive an invitation to join.
Once your referral makes five (5) transactions on their new Harvard FCU debit or credit card within the first 90 days of account opening, you’ll each receive $100 deposited in your Share Savings Accounts within 30 days.

Terms and Conditions: Referred person must be a NEW member with no existing accounts at Harvard FCU including joint relationships.
Former members qualify as a new member provided all their previous accounts were closed at least twenty-four (24) months prior to the new open date.
New Member Bonus and Member Referral Bonus will be paid when new member opens an account by February 28, 2025 and completes five transactions on their new Harvard FCU debit or credit card within 90 days of account opening.
Harvard FCU reserves the right to withdraw this offer at any time.
New Member Bonus ($100) and Member referral ($100) will be deposited to Harvard FCU Shared Savings account within 30 days of when the new member qualifications are met (completes five transactions on their new Harvard FCU debit or credit card within 90 days of account opening).
Referring member needs to be in good standing to receive the $100 incentive.
There is no limit to the number of referrals a member can make.
The charitable donation of $5 per referral will be paid on behalf of each member referral (up to $50 per member) regardless of whether the referee opens an account at the Credit Union.
An individual cannot be referred more than once, even if they open multiple memberships.
Normal membership eligibility requirements apply.
Terms & conditions subject to change without notice.
Applies to online account opening only.