Check out the most recent Hawthorn Bank promotions, bonuses, and offers here.
Update 1/24/25: The $300 checking bonus has been extended through 3/31/25.
About Hawthorn Bank Promotions
Hawthorn Bank believes everyone should have the opportunity to achieve his or her highest potential through a bank that believes in developing its community – one member at a time. They are proud to invest our resources and time to support all the people who live and work in these vibrant communities.
Hawthorn Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Personal Checking
- Availability: MO, KS (Branch Locator)
- Direct Deposit Requirement: Yes, two direct deposits of $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000(checking & savings)
- Monthly Fees: None, make sure to opt-in for paperless statements
- Early Account Termination Fee: $25 if account is closed within 90 days
- Household Limit: None
(Expires 03/31/2025)
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- Use code 2025Cash300 to open a qualifying checking account (any Hawthorn Bank checking account except Opportunity Checking and Opportunity First Step Checking).
- Set up at least two direct deposits totaling $500 or more to your new account within the first 90 days of account opening.
- After 90 days, if you’ve met the qualifications, they’ll deposit $300 into your account within 2-6 weeks after the qualifying period.
- Offer is not available to existing Hawthorn Bank checking customers.
- To receive the bonus: 1) Open a new qualifying checking account, which is subject to approval, keep the account in good standing; AND 2) Have two or more direct deposits totaling at least $500 made to this account within 90 days of account opening.
- Deposit accounts must be opened by March 31, 2025 when offer expires.
- Checking accounts may be opened with a $25 deposit.
- After the full 90-day qualification period, qualifying customers will receive a direct deposit of $300 to their checking account within 2-8 weeks of the qualifying period end date. Accounts with a zero balance will be closed, will not qualify, and are subject to early closure fee. Please mention this offer or promo code 2025Cash300 in order to receive this incentive. Offer expires March 31, 2025
Hawthorn Bank $50 Referral Bonus *Expired*

A referred member can receive $150 when you open a business checking account.
You can receive a $50 bonus for each new business checking account you refer to, and they will receive a $150 bonus.
- What you’ll get: $50 bonus
- Account Type: Personal or Business Checking
- Availability: MO (Branch Locator)
- Direct Deposit Requirement: Yes, two direct deposits of $500+ (see what works)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None, make sure to opt-in for paperless statements
- Early Account Termination Fee: $25 if account is closed within 90 days
- Household Limit: None
(No expiration date listed)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
Current Customer/Referrer:
- Refer a friend or family member to Hawthorn Bank by completing the Registration Form.
- Have them open a new business checking account.
- Once the requirements are met, you will receive the $50 bonus.
New Customer/Referee:
- The new member must open a new business checking account
- Must complete two (2) or more ACH debits and/or ACH credits totaling at least $500
- Keep the account open for at least 60 days
For a personal checking account:
- Receives two (2) or more direct deposits to their new Hawthorn Bank personal checking account totaling at least $500 AND
- Keeps the account open for at least 60 days
- The referred person receives a $50 Visa Reward Card.
- Your friends and family can earn an ADDITIONAL $25 when they open an additional deposit product within 60 days of opening their new personal checking account AND meet the above requirements.
For a business checking account:
- Completes two (2) or more ACH debits and/or ACH credits totaling at least $500
- Keeps the account open for at least 60 days
- The referred person receives a $150 Visa Reward Card.
- The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person or Business) to Hawthorn Bank who registers for the offer, opens a new Hawthorn Bank personal checking or business checking account and completes the other requirements listed below within the time specified in the offer.
- To make a referral, the Referrer must register for the program and share the offer with their friends, family, or co-workers.
- A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
- The Referred Person or Business may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer.
How To Waive Monthly Fees
- Platinum Checking: $6.25 disappearing fee. Cut your monthly service charge by 25¢ with each debit card purchase up to $6.25 per statement cycle.
- Value Checking: $4.95 disappearing fee. Cut your monthly service charge by 25¢ with each debit card purchase up to $4.95 per statement cycle.
- Elite Checking: $3.95 monthly fee
- Free Checking: None
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Bottom Line
If you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
Compare Hawthorn Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Hawthorn Bank promotions, bonuses and offers.
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