If you shop at Home Depot often, it might be a good idea to get a Home Depot Credit Card by Citibank. There are various benefits you can receive, such as one-year, hassle-free returns, special, everyday financing on purchases of $299 or more, and other exclusive cardholder credit offers. Some Home Depot credit card offers even come with up to 24 months of special financing.
However, if you want to use one, you have to know how to pay your Home Depot credit card bill on time. Continue reading to find out the different ways you can make a credit card payment with Home Depot.
About Home Depot
Commonly known as Home Depot, the Home Depot Inc. was founded in 1978 in Atlanta, Georgia. This company is the largest home improvement retailer in the United States. Providing everything from tools to construction products, customers are sure to find exactly what they need regardless of their skill level. Despite having over 2,000 locations in the United States, there is also a plethora of stores in Canada and Mexico. Further, customers are not only able to view and shop online, but they are also able to research DIY projects and ideas through the online website.
How to Make a Home Depot Credit Card Payment Online
In order to make a Home Depot credit card payment online, you will sign in to your online account with your Home Depot login and click on “Make a Payment” from the “Payments” menu.
If you are planning on using your savings or checking account to pay your bill, you will need to have your bank account number and the ABA routing number on hand. Additionally, you can manage your Home Depot card online by tracking your account activity, getting exclusive offers, and activating account alerts.
How to Pay Your Home Depot Credit Card by Mail
Another method of payment is paying by mail. You can use the return envelope and payment coupon that comes with your monthly statement. If you lose the return envelope, you can mail your payments using one of the following methods:
- Log in to your Home Depot Account online and select the “Statements” tab from the “Account Activity” menu. You can access your statement in PDF format and use the information on it to mail in your payment.
- Put your payment check in an envelope and be sure to write your account number in the memo section so the company knows which account to credit. Address the envelope to:
The Home Depot Consumer Credit Card Payments
Home Depot Credit Services
P.O. Box 9001010, Louisville, KY 40290-1010
Be sure to send your payment in early to ensure it arrives on time before your payment deadline.
How to Make a Home Depot Credit Card Payment by Phone
The Home Depot Customer service team can help you make a payment over the phone between 6 AM and 1 AM EST Mondays through Saturdays, or between 7 AM and 12 AM EST Sundays.
If you need to make a payment immediately, you can call the Home Depot credit card phone number at 866-875-5488. You will be connected to an automated system, and just need to follow the prompts.
What To Do If Your Home Depot Credit Card Payment Is Late
Once the billing cycle has ended, Citibank will give customers 25 days to pay their balances before interest or late fees will incur. If you make a late credit card payment, you will have to pay a fee of up to $35. Returned payments will also incur a penalty of up to $35.
Cardholders can make late payments through mail, over the phone, or through the online portal.
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Bottom Line
The Home Depot Credit Card by Citibank is perfect for anyone who shops there frequently. You can earn so many great perks, but you must know how to pay it. There are so many ways you can do that, such as paying online, by mail, and by phone!
For more information on Banking, check out the rest of our bank guides right here on HMB! You can also read on the latest Home Depot Promotions or Credit Card Bonuses.
We had five goals to accomplish with Home Depot today and accomplished none. A major obstacle is that the direct internet connection did not allow us to respond to messages. There is a place for them but they didn’t work. We could receive HD messages but the boxes for responses did’n’t permit writing in them. Before attempting to talk to a person or a chat robot, I was able to have codes sent to me but entering them led to a dead end. I could not change our password and I could not set up automatic payments. I incurred a late charge but never received a written. There may have been one on the internet but I don’t remember seeing one. Yesterday I paid the overdue bill but accidentally paid it twice because the first attempt did not indicate it had gone through.
I didn’t get one