How Do I Open a Huntington Bank Business Checking Account?

If you’re a small business owner in a qualifying state, you can open a Huntington Bank Business Checking account at any of their 1,300 locations. But before you get started, you’ll need to collect some business documents as well as one or more forms of personal identification. This guide should help you prepare for the opening process and ensure that you make the most of your time at the bank. If you’d like to read about consumer checking accounts from Huntington Bank, check out our complete list of Huntington Bank Promotions.

If you aren’t a business owner, but you’re asking yourself “How Do I Open a Huntington Bank Account?” read our guide to learn how to open a personal account online or in-person.

Eligibility: Huntington Bank accounts are only available to residents of OH, IL, KY, IN, PA, WV, WI, and MI.

	Chase Business Complete Checking®: Earn $300 or $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review
	Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review
	U.S. Bank Business Checking: Earn a $500 bonus when you open a Silver Business Checking Account or $900 when you open a Platinum Business Checking Account online with promo code Q1AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2025. Member FDIC. Apply Now---U.S. Bank Business Checking Review
	Bank of America Business Advantage Checking Bonus Offer Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details. Additional terms and conditions apply. See offer page for more details. Learn More---Bank of America Business Checking Review

Required Documents:

Depending on the structure of your small business, you will be required to bring in certain documents. I’ve listed out these documents for each structure below, but keep in mind that additional documents may be required before your business deposit account can be opened. The required documents may change as applicable state and federal regulations change.

1. Sole Proprietorship
   • Two forms of personal identification
   • Social Security Number (SSN)
   • Employer Identification Number (EIN) (if applicable)
   • Employer Identification Number (EIN) Assignment Letter (if applicable)
   • Assumed Name Certificate or Fictitious Name Certificate (if applicable)
2. General Partnership
   • One form of personal identification for each General Partner
   • Employer Identification Number (EIN)
   • At least one form of business identification:
   • Partnership Agreement
   • Government Issued Business License
   • Employer Identification Number (EIN) Assignment Letter
   • Assumed Name Certificate or Fictitious Name Certificate (if applicable)
   • At least two General Partners must be present at account opening
3. Limited Partnership
   • One form of personal identification for each General Partner
   • Employer Identification Number (EIN)
   • Registered Certificate of Limited Partnership
   • Partnership Agreement
   • Employer Identification Number (EIN) Assignment Letter
   • Assumed Name Certificate or Fictitious Name Certificate (if applicable)
   • At least two General Partners must be present at account opening
4. Limited Liability Company (LLC)
   • Two forms of personal identification
   • Social Security Number (SSN), if the entity is a Sole Member LLC
   • Employer Identification Number (EIN)
   • Registered Articles of Organization
   • Operating Agreement listing the names of Member(s) and the Manager (if applicable)
   • Employer Identification Number (EIN) Assignment Letter
   • At least two LLC Members (or Manager, if applicable) must be present at account opening, unless the entity is a Sole Member LLC
5. Limited Liability Partnership (LLP)
   • One form of personal identification for each authorized signer
   • Employer Identification Number (EIN)
   • Registration of Limited Liability Partnership (LLP)
   • Limited Liability Partnership Agreement, including the names of the Partners
   • Employer Identification Number (EIN) Assignment Letter
   • All LLP Partners must be present at account opening
6. Corporation
   • One form of personal identification for each authorized signer
   • Employer Identification Number (EIN) for the Corporation
   • Registered Articles of Incorporation
   • Employer Identification Number (EIN) Assignment Letter
   • Assumed Name Certificate or Fictitious Name Certificate (if applicable)
   • At least two Officers of the Corporation must be present at account opening
7. Associations or Organizations
   • Employer Identification Number (EIN) for the Association or Organization
   • By-laws, Charter, Constitution or other governing document
   • Employer Identification Number (EIN) Assignment Letter
   • Assumed Name Certificate or Fictitious Name Certificate (if applicable)
   • At least two representatives of the Association or Organization as identified in the governing document must be present at account opening

How Do I Open a Huntington Bank Business Checking Account?

1. See the current offers below and sign up for a business checking account to meet all your business needs:
   • Huntington Business Checking 100
   • Huntington Unlimited Business Checking
   • Huntington Unlimited Plus Business Checking
2. To qualify for the promotions above, you’ll need to follow the link and click on the “Request a Branch Coupon” button before going to a Huntington Bank branch.
3. Enter your email address so Huntington can send a coupon to you.
4. Print out the coupon and collect the required documents for your business structure.
5. If you’re required to bring one or more business partners, be sure to remind them to bring their forms of identification as well.
6. Head to your local Huntington Bank branch (Locator)
7. At the bank, ask to speak with a personal banker to set up a new business checking account.
8. Present the coupon.
9. You will need to verify your identity and your status as the business owner.
10. Review the information with your banker.
11. If everything goes well, you should have access to your account right away.
12. If you want to earn the Fast Track Business Checking bonus, you will need to make at least $5,000 in deposits within 60 days of account opening.
13. If you want to earn the Accelerated Business Checking bonus, you will need to deposit at least $25,000 and make 30 transactions within 60 days of account opening.\

Bottom Line:

Now that you know how to open a Huntington Bank Business Checking account, all you need to do is collect the necessary documents and sign up at your local branch! Once you’ve completed the process, you will be able to safely process your business transactions through Huntington Bank. If you’d like to see all of Huntington’s offers,  check out our list of Huntington Bank Promotions,