When making payments, sometimes the easiest way is with a check. Simply fill it out and hand it to the receiver and complete your payment. The easiest way to order Business & Personal Checkbooks is usually through your bank, simply call them to make your order.

Additionally, you can order checks online, order through a catalog or even print them yourself. To learn How to Order New Checks, read on! Also be sure to check out our posts on Best Bank Bonuses, Best Savings Rates, and Best Credit Card Bonuses.

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Your Check Ordering Options

When ordering checks, you usually, have 3 options to choose from:

Order a new set of checks online or from a catalog.
Call your bank or order them online to get check refills from them.
Print your own checks.

Below, we will continue to evaluate each of the options discussed to see which will match your needs.

Ordering Online Checks

An option to get a check would be to use an online check printer or order them from a catalog. You can usually find these catalogs in advertisements and even customize them with pictures, different designs and more.

Though there is a risk of providing your checking account information to somebody you don’t know, most printers are trustworthy and keep your data secure. Please note that you should work only with legitimate check printers though.

Additionally, you can always get simply and plain looking checks through this service too. They are inexpensive and does the same job as a decorated check.

Ordering Checks Through Your Bank

The easiest way to get checks is through your bank as you don’t have to figure out where your account and routing numbers are if you don’t know them. You can typically just call and let them know you need more checks or request it online. Please note that banks don’t print your checks in-house, as they send the order to a check printer anyway.

Printing Your Own Checks

You can print your own checks at you convenience but to do so you need to meet bank requirements when you print checks yourself. Unfortunately, mistakes can lead to delays and additional fees from banks that handle your checks.

To get started, you’ll need to software for formatting the check, MICR font, check stock and magnetic ink. Don’t forget you must contact you bank and meet the requirements to be able to start printing your checks.

Use Fewer Checks

An alternative to ordering checks that you might not have considered is using fewer checks altogether.

Set up electronic payments with your creditors, service providers, and vendors. That way, you will never run out of checks for a long time.

Using an online bill pay method will make your life easier because it is free with most checking accounts. Through this method you can keep track of all of your transactions because you will have an electronic record.

Other Types of Checks

On top of the checks you have for everyday use, there are checks for special occasions.

Counter checks: Through this method you may need to write a check immediately after you open your account. In cases like this, ask your bank to have a few counter checks printed. Although these checks are not always accepted by financial institutions, it might help in a pinch.

Cashier’s checks: For larger, important transactions, sellers might require a guaranteed form of payment. Wire transfers and cashier’s checks are often used for a down payment on homes or vehicles. The downside is these checks can cost $10 or more.

Bottom Line

An easy way to make any kind of payment is to use a check, as all you have to do is fill in the blanks. If you don’t have any, check out severals way on How to Order New Checks to get Business & Personal Checkbooks.

Currently, there are three ways to get checks, you can order them online, through the bank or print your own. If you find posts like this interesting, be sure to check out other banking posts on HMB! Also be sure to check out our posts on Best Bank Bonuses, Best Savings Rates, and Best Credit Card Bonuses.