Huntington Bank is currently offering bonuses when you open one of their select checking accounts! To find out if Huntington Bank is right for you, continue reading the review below.
Huntington Bank originated in Columbus, Ohio, and has branches and over 1,800 ATMs throughout the Midwest.
Providing free checking accounts such as Asterisk Free Checking, Huntington has consistent account opening requirements and is overall organized with their approaches.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
Checking Account Options
Huntington Bank offers various checking accounts that has pretty low minimum deposit requirements and decent monthly fees that can be waived.
Right now, Huntington business checking accounts are offering bonuses when you apply for them.
The Huntington Bank Business Checking 100 account is recommended for small business with low balances.
You can receive up to 100 monthly transactions and a free 120-day trial of Reverse Positive Pay, a fraudulent detecting service.
You have to open this account with at least $100, but there are monthly minimum balance requirements.
To waive the $3 monthly fee, you can you sign up for free e-statements.
The Huntington Bank Unlimited Business Checking account is for businesses who have a large sum of money. You will receive unlimited transactions and a choice of one Bonus Service.
You have to open this account with at least $100.
There is a $20 monthly fee, but you can waive it with $10,000 in overall deposit relationship balances.
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
The Huntington Bank Unlimited Plus Business Checking account is for businesses who often make high transactions.
You will receive unlimited transactions and a choice of 2 Bonus Services.
There is a $40 monthly fee, but you can waive it with $50,000 in overall deposit relationship balances.
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
Compare Checking Accounts
Savings Account Options
Huntington Bank has a decent variety of savings accounts, but they don’t earn extremely high interest. You can, however, link them to a Huntington checking account to increase your interest.
With this savings account, you can earn general interest rates. You will need $50 to open this account.
There is also a $4 monthly fee, but you can waive it by having an average balance of $300 or link your savings account to an Asterisk Free Checking account.
This savings account earns slightly higher interest than the Premier Savings one.
For slightly higher interest on your savings, the Relationship Savings requires a minimum balance of $2,5oo in order to open it.
There is a $10 monthly fee, but you can waive it by having an average balance of $2,500.
You can also waive the monthly fee by linking this savings account to your o a Huntington Perks Checking account or Huntington Platinum Perks Checking account.
Compare Savings Accounts
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard. Huntington Bank has a money market account that earns pretty decent interest.
Huntington Money Market Savings:
- No opening minimum deposit required
- Maintain an average balance of $25,000 in order to waive the $25 monthly fee
- You can also link your Huntington Perks or Huntington Platinum Perks checking account to waive the monthly fee.
CD Account Options
Huntington Bank has a variety of CDs for all kinds of terms that earns fairly low interest, but you can link them with a checking account to raise the rates. Learn more about Huntington CDs here.
This is Huntington Bank’s standard CD. It only has a term of 11 months.
It earns really low interest and has terms varying from 1 month to 72 months.
However, the interest rate does increase as the term becomes longer.
The Jumbo CD isn’t remarkably different from a regular fixed rate CD, but it does earn a bit higher interest and have a longer range of terms.
These terms range from 7 days to 5 years.
Compare CD Accounts
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| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
For more options, see our list of the best CD rates and no penalty CD rates.
Reasons to Bank with Huntington Bank
- Their only free checking account is completely free of everything–no opening minimum deposit, no monthly balance fees nor minimum balance requirements.
- They have a 24-hour overdraft grace period so you have a whole day to fix your account before being charged an overdraft fee.
- You can sign up for Free Overdraft Protection transfers when you link your Huntington savings or money market account.
- Do your banking easily with Huntington’s mobile app.
- Receive email and text alerts through Huntington regarding your account statements.
- You have until midnight to make deposits throughout the day at a participating ATM or through the app.
- You can open a Relationship Savings or Relationship Money Market account to get service fees waived when you link it to either a Huntington Perks or Huntington Platinum Perks Checking account.
- Huntington Bank is FDIC insured up to $250,000.
Reasons Not to Bank with Huntington Bank
- Huntington Bank is only located in the Midwest with locations only in Ohio, Illinois, Kentucky, Michigan, West Virginia, & Pennsylvania.
- They don’t offer online banking, so it would be an inconvenience to those who don’t live near a physical branch.
- They have high minimum balances for their checking accounts and interest bearing accounts in general.
- Their Free Checking account doesn’t earn any interest.
- You need a minimum balance of $25,000 in your Huntington Bank Relationship Money Market if you want to earn higher interest rates.
- The only way to increase the rates is linking it to a Huntington Bank Perks or Huntington Platinum Perks Checking account.
Huntington Bank Routing Number
The routing number for Huntington Bank is 044000024. You can find your routing number on the lower left corner of your Huntington Bank check.
Contact Customer Service
Huntington Bank’s customer service is 1 (800)-480-2265.
How Huntington Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Fifth Third Bank: Fifth Third Bank has locations that Huntington is also located in. They have various account options and provide tools to their customers to become more financially responsible. They have Relationship Savings accounts too that earns pretty decent interest as well.
- TD Bank: TD Bank also offer bonuses for signing up for a checking account! They have various account options that suit all kinds of consumers as well.
- PNC Bank: PNC offers a lot of different account options along with fee-free features as well such as: no monthly service such as use of PNC Bank ATMs, FREE mobile/online banking, reimbursement of PNC fees for use of non-PNC ATMs, and many other features that can be found on their website.
- Citizens Bank: They have a good amount of account options and offer financial tools to keep track of your savings and spending as well. They are dedicated to providing the best service to their customers and motivate them to manage their money frequently.
Compare to Other Banks
- Huntington Bank vs Bank of America
- Huntington Bank vs HSBC Bank
- Huntington Bank vs KeyBank
- Huntington Bank vs Wells Fargo
- Huntington Bank vs US Bank
- Huntington Bank vs Citizens
- Huntington Bank vs PNC Bank
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Bottom Line
If you live anywhere near the Midwest and would like to invest in a bank that has flexible options and earn bonuses regularly, then consider banking with Huntington Bank.
They offer reasonable checking accounts, an even a free one that doesn’t require anything to open, maintain or fees to keep up with each month.
If you link either of their checking accounts to a savings or money market ones, your interest will become significantly higher.
On top of that, Huntington even benefits businesses from big to small companies as they offer bonuses for those checking accounts as well.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If you’re interested in banking with Huntington Bank, see our list of the latest Huntington Bank Bonuses!
For more options from a variety of banks, see our list of the best bank promotions!
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