Huntington Bank has nearly 1,000 branches throughout the Midwest.
They offer few options for checking accounts and savings accounts. Although minimum requirements are high on interest-bearing accounts, they have a free checking option.
Their 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
While Citizens Bank has over 1,1000 branches on the East Coast.
They offer a wide range of banking products and services, as well as financial tools to keep you on track.
Their GoalTrack Savings program offers gift card incentives for reaching your savings goals!
Continue reading below for a more in-depth look for both Huntington Bank and Citizens Bank. You can choose to see which one fits your needs the most.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
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| Huntington Bank | Citizens Bank | |
| Locations | Nearly 1,000 branches (Locator) | Nearly over 1,1000 branches (Locator) |
| ATMs | Over 1,800 ATMs | More than 3,1000 ATMS across 11 states |
| Savings | 3.6/5 | 4/5 |
| CD | 4/5 | 3/5 |
| Checking | 4.6/5 | 4/5 |
| Money Market | 3/5 | 3/5 |
| Customer Service | 5/5 | 5/5 |
| Mobile App | 3.6/5 | 3.5/5 |
| Pros | -Free checking option -24-hr grace for overdrafts -All day deposit -24-hr customer service |
-One Deposit Checking -GoalTrack Savings -24/7 customer service |
| Cons | -Limited branches -Low savings APY |
-Low APY -Heavy overdraft fees -Limited branches |
| Bottom Line | Huntington offers great account benefits and offers a great free checking account option. | Citizens Bank offers a large number of personal deposit products to meet the financial goals of many consumers. |
Huntington Bank Promotions
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
Compare to Other Banks
- Huntington Bank vs Bank of America
- Huntington Bank vs Fifth Third Bank
- Huntington Bank vs HSBC Bank
- Huntington Bank vs KeyBank
- Huntington Bank vs Wells Fargo
- Huntington Bank vs US Bank
- Huntington Bank vs PNC Bank
Bottom Line
Which Bank is Better: Huntington or Citizens?
In summary:
- Huntington has great checking and savings account options that will suit your needs. In addition, their customer service is definitely noteworthy.
- Citizens offer a variety of services including checking, savings, CDs, money market accounts, and IRAs. So if you’re looking for a bank that will not only keep you money, but also help push you to meet your financial goals?
For more variety of options, see our list of the best bank account bonuses & savings account offers.
More on Huntington:
More on Citizens:
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