Huntington The Voice Credit Card Review: Choose The Benefits That Are Right For You (IN, KY, MI, OH, PA, WV, IL, WI)

For those who are part of Huntington Bank and are looking for a credit card, Huntington is currently offering The Voice Credit Card®. The Voice Credit Card® allows you to choose the benefits that are right for you, whether you’re aiming to earn rewards or pay off large purchases or debt. With this card, you can pick between either gaining 3X rewards for the ways you spend the most or a lower interest rate instead of rewards. Read on to find out more about The Voice Credit Card®.

Huntington The Voice Credit Card

• Earn 3X points on one category of your choice OR lower interest rate
• No penalty rate
• Late fee grace
• No foreign transaction fees
• No annual fee

Choose 3X Rewards

If you’re selecting the rewards option, The Voice Credit Card® lets you earn 3X points, up to $2,000 per quarter, for the ways you spend most and 1X points for all other purchases. There are 10 categories for you to choose from and you can change it every quarter to fit your needs:

• Gas stations
• Travel & entertainment
• Restaurants
• Discount & warehouse stores
• Grocery stores
• Utilities & office supply stores
• Electronics, computer & camera stores
• Department, apparel & sporting goods stores
• Auto parts & service stores
• Home improvement stores

If you do not select your category when you first apply, a category will be assigned to you. You may select your category once within the first 30 days of opening a new account then again prior to the start of each quarter for the next quarter. Each quarter begins on the following dates:

• 1st Quarter — January 1st
• 2nd Quarter — April 1st
• 3rd Quarter — July 1st
• 4th Quarter — October 1st

Remember that your 3X rewards cap at $2,000 per quarter, or 6,000 points. Each point is equal to a penny. As long as your account is open and in good standing, your points will not expire. Huntington may offer additional bonus points from time to time and the points you earn during those promotions may expire. Once you start accumulating your points, you can redeem them for cash (in the form of statement credit, direct deposit, or gift points), gift cards, travel (in the form of airfare tickets, hotel bookings, cruise tickets, vacation packages, or event bookings), or merchandise.

Choose Lower Rate

If you’re opting for lower APR, The Voice Credit Card® offers a lower interest rate instead of rewards. That means you can pay less when you use Voice^SM.

• Lower Purchase APR: A lower purchase APR that will not increase if you make a late payment.
• Mastercard Global Service: With worldwide, 24-hour Lost and Stolen Card Reporting assistance, Emergency Card Replacement and Emergency Cash Advance.
• Save Money by Being Smarter: Savings that come from spending less on finance charges and paying off balances faster.
• Get Extra Protection for Your Purchases: Extended Warranties that double the original manufacturer warranties up to 12 months on most items you purchase with Voice^SM.

Bottom Line

Huntington offers The Voice Credit Card®. This unique card allows you to choose between earning 3X rewards for the ways you spend the most, perfect for those who place a lot of their spending in one of their 10 categories, or offers lower interest rate, best suited for those who have credit card debt or plan to make a big purchase, instead of gaining rewards. Not the right card for you? Check out our other credit card bonuses. If you’re interested in what more Huntington Bank has to offer, find all the latest Huntington Bank bonuses on HMB’s master list of Huntington Bank promotions.

The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Click here to learn how to apply