Available to those who reside in the state of Idaho or Nevada, Idaho Central Credit Union has wide array of products to meet your individual needs. They offer a range of services such as Checking, Savings, CDs, and loans along with online and mobile banking, eStatements, and plenty more to make your banking experience easier. They currently offer standard CD rates from 3-months to 60-months with 0.05% to 1.15% APY Rates. By joining Idaho Central Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open. Right now, they are having a special 60-month CD term with up to 3.25% APY on balances $500 or more. If you are interested, make sure to read on to learn more about Idaho Central Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: If you live, work, attend school in their qualifying counties, then you are eligible to join. Be sure to visit their membership page for their long list counties to see if you are eligible among with other ways to join this credit union.
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| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Idaho Central Credit Union CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Idaho Central Credit Union’s Best CD Offer pays the highest APY rate with a 3.25% APY rate on their 60-Month term. And, their current promotion is the 3.25% APY 60-Month CD. This will be added to our Best 60-Month CD Rates. Idaho Central Credit Union wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
CD Rates Increase:
| Term | APY Rate | Minimum Deposit |
| 60 Month CD | 3.25% | $500 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.05% | $500 |
| 6 Month | 0.20% | $500 |
| 12 Month | 0.35% | $500 |
| 18 Month | 0.35% | $500 |
| 24 Month | 0.40% | $500 |
| 36 Month | 0.80% | $500 |
| 48 Month | 1.00% | $500 |
| 60 Month | 1.15% | $500 |
*Rates Effective As Of 09/18/2018
CD Features:
- Competitive rates for all terms
- No monthly maintenance fee
- A low $500 minimum
- NCUA Insured up to $250,000
Bottom Line:
Whether you are interested in a short term or long term CD, look no further than Idaho Central Credit Union. Currently, they are offering you standard and special CD rates that go to 3.25% APY on a 60-Month CD. All you need to do is to pick your CD term and watch your money grow. Also, you can have peace of mind knowing that Idaho Central Credit Union is insured up to $250,000 by the NCUA. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
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