See our IdentityIQ Review – protect your data with identity theft protection & credit monitoring that includes 3-bureau credit reporting, dark web scans, fraud alerts, & more.
IdentityIQ works to prevent and deal with any fraud that may occur by actively monitoring your identity usage. The earlier you can catch an identity breach, the easier it will be to handle. Continue reading to learn more about IdentityIQ.
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IdentityIQ Features
IdentityIQ has a vast amount of services to help not only you, but your family as well, from identity theft. They actively check your credit history and your Social Security Number in order to prevent suspicious activity. If IdentityIQ suspects any wrongdoings, they will notify you immediately and initate a process to prevent, block, or fix the issue.
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Here are other key features of IdentityIQ’s service:
Credit Monitoring
IdentityIQ keeps an eye out for personal information and address changes, new public records, new judgements, new delinquent accounts, and more. If anything suspicious pops up, they will alert you and help get any inaccuracies corrected as quickly as possible.
For those on a higher-tier plan, they can enjoy enhanced credit monitoring with alerts for 10-point fluctuations in your TransUnion score and for foreclosures, collections, charge-offs, lost or stolen cards, new tradelines, closed tradelines, and more.
Dark Web Monitoring
IdentityIQ can monitor the dark web to detect if your information – name, Social Security Number, address, credit card number, etc. – is being sold on the black market.
Application Monitoring
Those with a higher-tier plan will have access to IdentityIQ keeping track of a variety of applications – credit, cell phones, payday loans, utility, etc. – to check if your information is being used without your permission and take necessary action.
Criminal Records Monitoring
IdentityIQ can actively check arrest records and conviction records to catch any issues (higher-tier plan) if a criminal were to use your identity as they commit crimes. This could lead to having a criminal record with your name, but IdentityIQ will try to counteract this issue.
Identity Protection & Restoration
If your Social Security Number is being used anywhere without your knowledge, IdentityIQ will try to catch it. If your identity is stolen, their trained and qualified staff will assist you in getting your identity back. You will have a case manager dedicated to you who will create a plan of action to help you every step of the way. This can be so much as contacting legal authorities and fixing your credit report to getting legal support.
Identity Theft Insurance
IdentityIQ offers up to $1 million in identity theft insurance to cover things, such as reimbursement of any stolen funds, legal expenses, and lost wages.
Family Protection
Anyone with a Social Security Number is at risk for identity theft, which also means your children are at risk too. You can get an additional $25,000 in identity theft insurance for your kids, on top of the $1 million for you (if you opt for the highest -tier plan). This will cover your children up to the age of 24.
IdentityIQ Plans & Pricing
IdentityIQ has four plans to choose from, and they are each fairly affordable. Below is a breakdown of the four plans:
SECURE | SECURE PLUS | SECURE PRO | SECURE MAX | |
Monthly Pricing | $6.99 | $9.99 | $19.99 | $29.99 |
Credit Scores & Reports | Daily from 1 bureau | Annually from 3 bureaus | Bi-annually from 3 bureaus | Monthly from 3 bureaus |
Dark Web & Internet Monitoring | x | x | x | x |
ID Theft Insurance | x | x | x | x |
ID Restoration | x | x | x | x |
Enhanced Credit Monitoring | x | x | ||
Crime Monitoring | x | x | ||
Credit Score Tracker | x | |||
Credit Score Simulator | x | |||
Family Protection | x | |||
Fraud Restoration | x |
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Bottom Line
If you are concerned about identity theft, you may want to consider using IdentityIQ. They have plenty of features that are the same as other services, but at a great price.
(Click here to learn more at IdentityIQ)
Another identity protection service is Identity Guard. This service uses artificial intelligence to predict what digital habits make you vulnerable to identity theft. Right now, they are offering up to a 33% welcome bonus discount!
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