Check out the latest iGObanking CD rates, offers, and promotions here.
Best CD Rates: 5.45% APY 9-Month, 5.35% APY 3-Month, $1k minimum deposit
Availability: Nationwide
Credit Inquiry: Unknown
About iGObanking
With online banking with iGObanking, you’ll have the simplest, smartest way to actively control your money. Whether you open a high interest checking or savings account online, or invest in a high yield CD, iGObanking gives you online banking convenience and a competitive return on your investment.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While iGObanking does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
iGObanking CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $1,000, you can invest in a CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $1,000
- Maximum deposit: None
- Early withdrawal penalty: Only an early closure of a CD is allowed, with an Early Withdrawal Penalty of 180 days interest.
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
Term | APY Rate | Minimum Deposit |
3-Month | 5.35% | $1,000 |
9-Month | 5.45% | $1,000 |
12-Month | 5.25% | $1,000 |
36-Month | 4.75% | $1,000 |
48-Month | 4.75% | $1,000 |
*The above rates are accurate as of 11/9/2023*
iGObanking CD Features
- Instantly transfer your matured CD including interest into any iGObanking online accounts
- Competitive rates on all CD terms
- Open a CD for as little as $1,000
- Online Banking
- Federally insured by FDIC
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Bottom Line
Compared to CD rates with a similar term length, this rate at iGobanking is one of the best. Additionally, take advantage of the low minimum balance of $1,000.
This is a great opportunity to invest in a high-interest CD from iGobanking. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
- No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest iGObanking CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Service Credit Union | 4.25% APY 9-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 15-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.25% APY 14-Month CD | Review |
Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
Live Oak Bank | 4.10% APY 12-Month CD | Review |
Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
Discover Bank | Up to 4.00% APY CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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