Available to residents of Illinois and Iowa, IH Mississippi Valley Credit Union has wide array of products to meet your individual needs. They currently offer standard CD rates from 91-days to 60-months with 0.95% to 2.84% APY Rates. By joining IH Mississippi Valley Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open. Right now, they are having a special 7-month CD term with up to 1.92% APY on balances $10,000 or more. If you are interested, make sure to read on to learn more about IH Mississippi Valley Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: Membership is open to any person living or working in our 42-county service area and their families. Make sure to check out their Membership Eligibility Requirements to see all of the possible ways to join!
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
IH Mississippi Valley Credit Union CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! IH Mississippi Valley Credit Union’s Best CD Offer pays the highest APY rate with a 2.84% APY rate on their 60-Month term. However, their current promotion is the 7-Month CD special with 1.92% APY. Be sure to view our Best 6-Month CD Rates list and see how they compare. IH Mississippi Valley Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates:
| Term | APY Rate | Minimum Deposit |
| 7 Month | 1.92% | $10,000 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 91 Days | 0.95% | $500 |
| 6 Month | 1.05% | $500 |
| 12 Month | 1.46% | $500 |
| 18 Month | 1.61% | $500 |
| 24 Month | 2.27% | $500 |
| 30 Month | 2.38% | $500 |
| 36 Month | 2.43% | $500 |
| 48 Month | 2.68% | $500 |
| 60 Month | 2.84% | $500 |
*Rates As Of 09/17/2018
CD Features:
- No monthly fees with deposit over account requirement
- A range of rates to fit all your banking and saving needs
- Open and earn a standard CD with just $500
- Looking for flexibility? They also offer terms from 91-Days to 60-Month
- NCUA insured of up to $250,000
Bottom Line:
If you are interested in a short term or long term CD, look no further as IH Mississippi Valley Credit Union offers you a standard and special CD rates that go up to 1.92% APY on 7-month term. All you need to do is to pick your CD term and watch your money grow! This is a great and short CD rate for anyone looking to grow their money right before their eyes, but if the requirement is too much, then be sure to check out their standard CD rates. Be sure to take advantage of these rates while they last! Sign up for a CD with IH Mississippi Valley Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: No institutional funds permitted. $500 min. average daily balance required to earn dividends. It will not auto-renew at maturity. Rate does not apply to existing IHMVCU certificates or IRA certificates. Penalty for early withdrawal. Other rates & terms available. Rate guaranteed until 01/31/2018. Federally insured by the NCUA.
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
Who do we talk to about our CD that are coming up due? I have tried many times to call. You can not talk to anyone. Is there a credit union open or do we need to go some place else?