Join Navy Federal Credit Union Loophole

Navy Federal Credit Union(NFCU) and USA Federal Credit Union are merging, hence all members will be under Navy Federal Credit Union starting Oct. 4th. NFCU is pretty difficult to join unless you are service member, however USA FCU is not difficult at all.

Here’s what to do:

1) Join USA Fed by joining the Prime Meridian Association ($5 fee) as part of the USA Fed application process.

2) Wait until Oct. 4th to become NFCU member

Some benefits of joining NFCU:

1. Very very good CD rates
2. A new auto loan at NFCU is currently 1.99% APR for up to 36 months
3. Great customer services