Kearny Bank High Yield Checking Account Review: 3.05% APY Up To $25,000 (NJ, NY)

For residents of New Jersey and New York, Kearny Bank is offering up to 3.05% APY with their High Yield Checking Account on balances up to $25,000. After you open the account with a minimum opening deposit of $50, all you have to do is have 10 debit card transactions, complete a direct deposit transaction, and be enrolled in e-statements. With this checking account, you may enjoy the features such as free online banking, bill pay, mobile banking and many more! If you’re interested, be sure to sign up for a High Yield Checking account with Kearny Bank today!

BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review
*Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening.

Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review

Table of Contents

Kearny Bank Checking Info:

Sign up Offer
Account Type: High Yield Checking
Interest Rate: 3.05% APY
Minimum Balance: $0
Maximum Balance: $25,000
Availability: NY, NJ (Bank Locator)
Expiration Date: None listed
Credit Inquiry: Soft Pull or Hard Pull?
Opening Deposit: $50
Credit Card Funding: Up to $500
Direct Deposit Requirement: Yes
Monthly Fee: There are no monthly service fees
Additional Requirements: See below
Closing Account Fee: None listed, check with CSR for more information

Kearny Bank Checking Features:

ATM Cards
Debit Mastercard
Lost or Stolen ATM or Debit Mastercard
CardValet

How To Earn Up to 3.00% APY Rate:

Sign up to Kearny Bank and open an High Yield Checking account.
Start earning their APY rate after completing the requirements each month:
- Have 10 debit transactions.
- Be enrolled in e-statements.
- Set up to receive direct deposit

Balance Requirement	APY Rate
$0 – $25,000.00	3.05%
$25,000.01+	0.25%

Bottom Line:

Kearny Bank is offering a decent reward on their checking account for anyone that wants to join their credit union. This APY includes having to have one direct deposit each month. Not the worst requirements for a rate this high! Remember that if your balance is over $25,000, then you will not receive the full benefits of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.

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