Find the latest Keys Federal Credit Union CD Rates, Offers, and Promotions here.

Best CD Rates: 5.00% APY, 60-month Share Certificate, $500 minimum deposit.

Availability: Florida Keys residents and local military members.

Credit Inquiry: Soft Pull

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About Keys Federal Credit Union

Keys Federal Credit Union is headquartered in Key West, Florida and was founded in 1940. Since then they have grown to 5 locations and boast an A health rating.

Keys Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Eligibility: Keys Federal Credit Union is open to anyone (including immediate family) who lives or works in the Florida Keys, and local military members.
See current membership details

Term	APY Rate	Minimum Deposit
6-Month	0.75%	$2,500
12-Month	1.00%	$500
24-Month	2.00%	$500
36-Month	3.00%	$500
48-Month	4.00%	$500
60-Month	5.00%	$500

Keys Federal Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.

With varying opening deposits, you can invest in a Keys Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!

Minimum deposit: $500 or $2,500
Maximum deposit: None
Early withdrawal penalty: Only dividends may be withdrawn from this account prior to maturity without penalty. If the principal is withdrawn prior to maturity … a one hundred eighty-two (182) day interest penalty is assessed on certificates with a maturity greater than twelve (12) months.

CD Rates at Keys Federal Credit Union

(NCUA Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Important Details for Keys FCU

Funding – ACH, wire ($10 fee), or check.
CO-OP Shared Branch Participant – No.
Dividends – Compounded daily/credited monthly and can be withdrawn penalty free.
Maturing Funds – Cashier’s check, wire ($20 fee), or internal transfer to a Keys FCU savings/checking account.
Beneficiaries – Unlimited, equal shares, Social Security numbers are required.
Grace Period – 10 calendar days before automatic renewal.

Keys Federal Credit Union CD Features

Online Banking
Earns Interest at a Competitive Rate
NCUA Insured

Bottom Line

Keys Federal Credit Union offers you a CD rate of 60-month CD 5.00% APY. All you need to do is to pick your CD term, and have a minimum opening deposit of $500 to qualify for this fantastic bonus.

This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD with a low balance from Keys Federal Credit Union. However, you may want to compare them with our best CD Rates:

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Keys Federal Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.