Available for New York and New Jersey residents, Lakeland Bank is offering a 2.05% APY when you open a Platinum Plus Money Market account with promo code MMDA18. To earn this competitive rate, simply have an opening deposit of $1,000 then you must fund the account up to $25,000. That’s all it takes and you’ll get to enjoy earning the 2.05% rate on all balances. With an account from Lakeland Bank, you can enjoy features such as online banking, bill pay, and so much more! If you are interested and qualify, apply online today!
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Lakeland Bank Account Info:
- Sign up Offer
- Account Type: Platinum Plus Money Market Account
- Interest Rate: 2.05%
- Minimum Balance: $25,000
- Maximum Balance: None listed
- Availability: NY, NJ (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $1,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: $10, if average daily balance is below $2,500.00
- Additional Requirements: See below
- Early Termination Fee: None listed, check with CSR for more information
- Insured: FDIC
ACH Capabilities & Limits:
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Earn Lakeland Bank Rates:
- Open a Platinum Plus Money Market Account from Lakeland Bank with an opening deposit of $1,000 with promo code MMDA18
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account to greater than $25,000- Transfer funds electronically from an internal account here or an external account at another bank.
- Maintain a minimum balance of $25,000
- Keep the account open and in good-standing
| Balance Requirement | APY Rate |
| $1 to $14,999.99 | 0.25% APY |
| $15,000 to $24,999.99 | 1.00% APY |
| $25,000+ | 2.05% APY |
Why You Should Sign Up For This Account:
- Tiered account with a variable interest rate
- $1 minimum balance to earn interest
- Free Online Banking & Bill Pay
- Free eStatements
Bottom Line:
Check out this offer from Lakeland Bank. When you open a Platinum Plus Money Market account you can earn a 2.05% APY! This rate is great for balances greater than $25,000. The opening deposit automatically waives the monthly fee, leaving you less to worry about. Take advantage of the services they have to offer along with these savings. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!
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