Find the latest Magnifi Financial Bank CD Rates, Offers, and Promotions here.
Update 6/14/24: Rates have slightly decreased, but still otherwise phenomenal rates. Lock in the rates today by signing up!
Best CD Rates: 5.25% APY 10-Month, 5.20% APY 15-Month, 5.15% APY 20-Month, $2,500 minimum ($500K max)
Availability: Nationwide (branches in MN)
Credit Inquiry: Soft Pull or Hard Pull? Let us know
About Magnifi Financial CD Rates
Term | APY Rate | Minimum Deposit |
10-Month Certificate | 5.25% | $2500 |
15-Month Certificate | 5.20% | $2500 |
20-Month Certificate | 5.15% | $2500 |
*The above rates are accurate as of 6/14/2024*
Magnifi Financial CD Rates
- Learn More at Magnifi Financial
- Minimum deposit: $2500
- Maximum deposit: $500K
- Early withdrawal penalty: Yes
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.05% APY) Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY) Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY) Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY) Ponce Bank 4-Month No-Penalty CD (4.15% APY)
Account Features
- 3-60 month terms available with fixed, competitive interest rates
- Earns higher dividends than a savings account
- Automatically renewable
- Dividends compound monthly
- Open a new certificate totally online through your digital banking account or from the palm of your hand on the Magnifi Financial mobile app
Bottom Line
Magnifi Financial offers you competitive CD rates. All you need to do is to pick your CD term, and have the minimum opening deposit.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD with a low balance from Magnifi Financial. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Magnifi Financial CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Service Credit Union | 4.50% APY 6-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 15-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.25% APY 14-Month CD | Review |
Live Oak Bank | 4.20% APY 12-Month CD | Review |
Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
Leave a Reply