MaxiFi Planner Review: Holistic Planning for Your Financial Future

What exactly is MaxiFi Planner? MaxiFi Planner is an app that allows you to plan for your financial future. It calculates, analyze, and track spending, savings and insurance plans to maintain and protect your standard of living throughout your life. Keep reading for everything you need to know about MaxiFi Planner.

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MaxiFi Planner Features

MaxiFi Planner is basically a web-based software financial planner. The program has a simple, user-friendly interface for entering information and provides detailed, easy-to-understand reports.

Similar to any personal finance app, MaxiFi gives you a complete picture of your finances and an accurate quote for your savings. The software goes a few steps further and predicts what your savings will look like at retirement if you maintain the same standard of living for the rest of your life. With MaxiFi, you can see what you can spend and withdraw when you retire. How it works:

• Create a base plan. Using your current financial information, MaxiFi will create a base financial plan for you. You can return to your base assumptions at any time and easily make changes to your information as needed.
• Analyze your base plan. MaxiFi calculates what you can spend over the course of your life, from this year onward. This spending power should be enough to provide you and your family a consistent living standard year after year.
• Maximize your base plan. MaxiFi analyzes your information using thousands of different scenarios to find the one that maximizes your annual living standard path from your current age to your maximum age of life. In comparison, most financial planning only focus on retirement, which you might not live to see.
• Track your optimized plan. MaxiFi provides on-going, real-time progress tracking. You can monitor your results from your desktop, tablet or smartphone, and you can export your detailed financial plan as a PDF or Excel file.

Your optimized financial plan offers tips that can potentially add extra spending power to your spending capacity. These recommendations might include:

• The best time to apply for your social security benefits.
• The most tax efficient retirement withdrawal start date.
• Whether or not to tap your Roth or non-Roth accounts first.
• The most beneficial time to withdraw tax free vs. taxable retirement accounts during retirement.

You can also manually explore how small changes affect your spending capacity, as follows: Job change, transition to low tax status, long-term work, etc.

MaxiFi Planner Pricing

MaxiFi Planner offers different plans for individual investors and professional financial advisors:

MaxiFi Planner Limitations

Before signing up for MaxiFi Planner, keep the following in mind:

• MaxiFi does not connect to banks or other financial institutions. You’ll have to enter your spending and account balances manually.
• MaxiFi does not provide live customer service. If you need help, you’ll have to submit an email form.

Bottom Line

MaxiFi Planner is an app that allows you to plan for your financial future. It calculates, analyze, and track spending, savings and insurance plans to maintain and protect your standard of living throughout your life.

If you aren’t interested in the digital financial planner, check out SmartAsset. This human financial planner gathers your financial information and goals, then matches you with a local advisor.

(Visit the link above to learn more about MaxiFi Planner)

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