Check out the most updated Metro Federal Credit Union promotions, bonuses, and offers here.
Right now you can earn a $100, $50, or $25 bonus when you meet the requirements.
About Metro Federal Credit Promotions
Metro Federal Credit Union was initially organized and chartered by municipal employees of Arlington Heights and Mount Prospect, Illinois in June, 1973. The Credit Union is innovative and driven to continue to find simpler, smarter and more convenient and accessible ways to help people bank online where you can also utilize bank bonuses, CD rates as well as bank rates.
- Availability: IL (Bank Locator)
- Routing Number: 271975401
- Customer Service: 847-670-0456
We will review the current Metro Federal Credit Union promotions below.
*Residents of Illinois can take advantage of other promotions from Chase Bank shown below.
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
Metro Federal Credit Union $100 Checking Bonus

Receive $100 cash in your pocketwhen you open a Checking Account with Direct Deposit and eStatements.
- Credit Inquiry: Soft or Hard Pull? Let us know.
- Opening Deposit: $300
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Closing Account Fee: New accounts must remain open for a minimum period of six months for bonus
(Must open account between 8/05/2019- 8/09/2019)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $100 Bonus
- Open a New Premier Checking Account, which is subject to Management approval
- Log in to Virtual Branch Online Banking and enroll in eStatements within 60 days of account opening
- Receive a minimum direct deposit of $300 monthly (your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefit, such as Social Security, from your employer or the government.)
- FREE Basic Checks
- No minimum balance is required
- No Monthly Fee
- ATM transaction fee is $1.00. (First 6 are FREE) Free at METRO’s ATM
- Free Point-of-Sale transactions (Purchases)
- Online Bill Pay is FREE with Direct Deposit and eStatements, otherwise the monthly fee is $4.50 the fee is also waived with an average balance of $2,500.
- Online Check re-order
- No monthly fees
- Once all requirements are met and the Direct Deposit has posted to your account, they’ll deposit the cash bonus into your account within 10 business days.
- Cash Bonus is considered interest and may be reported on IRS form 1099-INT (or Form 1042-S, if applicable)
- Account Closing: if the checking account is closed by the customer, or METRO, within six months after opening, we will deduct the bonus amount at closing.
Metro Federal Credit Union $25-$50 Checking Bonus

Open a NEW Savings and Student Checking account and METRO will make your first $50 deposit.
- Credit Inquiry: Soft or Hard Pull? Let us know.
- Opening Deposit: $10
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: None
- Closing Account Fee: New accounts must remain open for a minimum period of six months for bonus
(Must open account between 8/05/2019- 8/09/2019)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $25-$50 Bonus
To receive the $50 cash bonus:
- Open a New Savings account with the $10 required minimum deposit
- Open a New Student Checking Account, which is subject to Management approval.
To receive the $25 cash bonus:
- Open a New Student Checking Account, which is subject to Management approval. Metro will deposit the bonus to your account within 10 business days.
- FREE Checks ($25.00 Value)
- No minimum balance is required
- No Monthly Fee
- ATM transaction fee is $1.00. (First 6 are FREE) Free at Metro’s ATM
- Free Point-of-Sale transactions (Purchases)
- Online Bill Pay is FREE with Direct Deposit and eStatements, otherwise the monthly fee is $4.50, the fee is also waived with an average balance of $2,500.
- Online Check re-order
- No monthly fees
- Members must be at least 13 years of age.
- If under 18, an adult must be listed as a joint applicant on all accounts.
- Cash Bonus is considered interest and may be reported on IRS form 1099-INT (or Form 1042-S, if applicable)
Metro Federal Credit Union $25 Savings Bonus

Open a New Savings Account and get $25 when you meet the requirements.
- Credit Inquiry: Soft or Hard Pull? Let us know.
- Opening Deposit: None listed
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: None
- Closing Account Fee: New accounts must remain open for a minimum period of six months for bonus
(Must open account between 8/05/2019- 8/09/2019)
AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
FVCbank Advantage Direct Savings (4.55% APY) |
How To Earn $25 Bonus
- Open a New Savings Account and Metro will give you a piggy bank.
- Fill up your piggy bank and Metro will double your money!
- Bring your piggy bank into Metro within 3 months of account opening and we’ll double your deposit up to $25!
- No minimum balance is required
- No Monthly Fee
- No monthly fees
- Members ages 12 and under are eligible for the Kids Club coin counting promotion.
- For new minor savings accounts opened between 8/05/19 – 8/09/19, METRO will match all coin deposits up to a total amount of $25 per coin deposit.
- Limit one promotion up to $25 per account.
- Piggy bank must be brought in within 3 months of account opening to redeem the promotion.
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Bottom Line
Metro Federal Credit Union is offering great bonuses for students in school. The account comes with a lot of great features and parents can easily monitor their student’s spending. It’s a great account and I recommend checking it out before the promotion expires.
Feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Metro Federal Credit Union promotions, bonuses, and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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