Available to residents of Florida, MIDFLORIDA Credit Union has wide array of products to meet your individual needs. They offer a wide range of services such as online and mobile banking, eStatements, and so much more to meet your banking needs. They currently offer standard CD rates from 3-months to 60-months, and all you need to open a CD account is $1,000. By joining MIDFLORIDA Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account.
Right now, they are having a special 18-month CD term with a 3.00% APY on balances $10,000 or more. This CD promotion is only available until December 31, 2018 so be sure to take advantage of this while it lasts! If you are interested, make sure to read on to learn more about MIDFLORIDA Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: If you live, work, worship or attend school in their service area, you can become a member. If you qualify, all you need to do then is open a Share Account with a $5 opening deposit. Be sure to visit their membership page to see if you qualify to become a MIDFLORIDA member.
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month CD | Review |
| Live Oak Bank | 4.20% APY 12-Month Business CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
MIDFLORIDA Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! MIDFLORIDA Credit Union’s Best CD Offer pays the highest APY rate with a 3.00% APY rate on their 18-Month term, which is also their current promotion. Be sure to view our Best 18-Month CD Rates list and see how they compare. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates
| Term | APY Rate | Minimum Deposit |
| 18 Month | 3.00% | $10,000 |
*Rates Effective As Of 11/28/2018
CD Features
- Available until December 31, 2018
- Competitive interest rates
- Open a Standard CD with a just $1,000
- Penalties apply for withdrawal of funds before maturity
- NCUA Insured
Bottom Line
If you are interested in a short term or long term CD, look no further as MIDFLORIDA Credit Union offers you a standard and special CD rates that go up to 3.00% APY on 18-Month term. All you need to do is to pick your CD term and watch your money grow! Sign up for a CD with MIDFLORIDA Credit Union and the enjoy their high APY rates today.
Please note that information about their standard CD accounts is limited when it comes to their APY rates, so if you are interested in those, be sure to contact the credit union directly in order to confirm any questions. Be sure to comment down below any additional information we may have missed. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
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