Check out the M&T Visa Credit Card with Rewards because they have an offer for 10,000 bonus points when you spend a minimum of $500 within the first 90 days of your account opening. M&T Bank states that this welcome offer is worth $100 when you redeem it for cash. Due to the card’s $0 annual fee, this card’s welcome offer is fair.
The M&T Visa with Rewards card is a basic, simple card for people who want easy rewards. This card will earn you an unlimited rate of one point for every dollar spent on all purchases made.
Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
Chase Sapphire Preferred® Card 100K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture X Credit Card 75K Points after $4,000 spend within 3 months. |
American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
*Check out M&T Bank bonuses for Checking & Savings accounts.
M&T Visa Card with Rewards Summary
Bonus Available | Get 10,000 bonus points after making $500 in purchases during the first 90 days from account opening. |
Bonus Value* | $100 |
Ongoing Rewards/Benefits | Earn an unlimited 1 point per $1 spent on every purchase. |
Foreign Transaction Fees | 3% |
Annual Fee | $0 |
(Visit M&T Bank for more details)
Recommended Free Credit Score (Get Free Score)
M&T Visa Card 10,000 Bonus Points Offer
Get the M&T Visa with Rewards card’s 10,000 bonus points offer worth $100 when you redeem it for cash. To qualify for this offer, you must charge at least $500 to your card within the first 90 days from opening your account.
Here are some ideas of meeting the minimum spending requirement:
Earning M&T Visa with Rewards Points
With the M&T Visa Card with Rewards, the rewards earned are very simple to use and earn. With this card you will earn a flat rate of one point for every dollar you spend on all card purchases. A nice perk is that there is no cap to how much you can earn.
Redeeming M&T Visa with Rewards Points
Similar to other rewards cards, the value of your points depends on how you decide to use them. You have a wide range of options to choose from when you decide to redeem your M&T Visa with Rewards points such as:
- Direct deposits into an M&T Bank account
- Statement credits
- Gift cards
- Airline travel
- Merchandise
To get the most out of your M&T Visa with Rewards points, you should use them towards cash back, gift cards or airfare. Each point is valued at around $0.01 each, which is the industry average. Merchandise purchases might devalue your points, but it will depend.
M&T Visa Card with Rewards Availability
To apply for the M&T Visa Card with Rewards, you must go to an M&T Bank branch in person. This card is limited within the issuer’s network and is only available in:
- Connecticut
- Delaware
- Maryland
- New Jersey
- New York
- Pennsylvania
- Virginia
- Washington, D.C.
- West Virginia
![]() |
![]() |
Bottom Line
The M&T Visa Card with Rewards is a great credit card for people who want easy to use and simple rewards. For a no annual fee card, the welcome bonus is pretty decent. Additionally, you can earn 1% cash back on all of your card purchase, so no matter the category, you will get something back.
If you’re interested in more promotions like this, check out our list of M&T Bank Promotions. Take a look at our complete list of credit card bonus promotions for great offers like this one!
Leave a Reply