Are you looking for an account that will earn you high savings and securely hold your funds? My Banking Direct is offering a nationwide online Money Market Account with a 1.50% APY Rate. With a minimum of $2,500 to open, you’re already half way there in earning this competitive rate. Make sure to keep a minimum balance of $25,000 to earn at their highest APY rate tier. There are no monthly fees so you can freely bank and manage accounts through their mobile app. My Banking direct offers a wide range of products with leading rates and convenient features to meet your needs, so make sure to check out the offer table below!
Why My Banking Direct Money Market:
- Bank on the Go: Use their mobile app to access your accounts virtually anywhere
- Secured Investments: Funds are federally insured by FDIC up to the maximum amount of $250,000
- No Hidden Fees: No monthly service fees to worry about
- Write Checks: Easily order checks online whenever you need them
- Easy Withdrawals and Transfers: Allowance of up to six per monthly statement cycle
- Automatically Save More: Have the option to select the balance you want to maintain in your checking account and their “Sweep” service will automatically transfer funds into the Money Market account
To Earn My Banking Direct 1.50% APY Rates:
- From the offer table below, scroll down to My Banking Direct Money Market then click on the “NEXT” button.
- Then on the offer page click on “Apply Now” then fill in the required steps along with $2,500 to open.
- Things you need to open your My Banking Direct account:
- Must be a U.S. Person for federal income tax purposes
- Have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID.
- Your physical address must be provided at account opening along with your Occupation, Employer, and source of funds to open your account. (You can add an alternate mailing address after the account is opened).
- Fund your new account electronically from an external bank and deposit $25,000 to enjoy earning 1.50% APY.
- Earn 0.25% APY for balances up to $4,999.99.
- Earn 1.35% APY for balances $5,000 to $24,999.99.
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My Banking Direct Money Market Account:
| Sign Up: | Click On Offer Table Above |
|---|---|
| Account Type: | Money Market |
| APY Rate: | 1.50% |
| Minimum Balance: | $25,000 |
| Maximum Balance: | None |
| Availability: | Nationwide |
| Expiration Date: | None |
| Credit Inquiry: | Hard Pull or Soft Pull? Let us know |
| ChexSystems: | Unknown, let us know |
| Direct Deposit Required: | None |
| Additional Requirements: | $2,500 to open account |
| Monthly Fee: | None |
| Insured: | FDIC |
Bottom Line:
Sign up with My Banking Direct (Click on offer table above) and take advantage of their great offer of 1.50% APY for the Money Market Account. This account makes it easy to get started and allows you to schedule transfers, ensuring maximum savings. Keep in mind you may only make six withdrawals and/or transfers during the statement cycle. Withdrawals and/or transfers from ATMs and at branch don’t count against the six transaction limit. Let us know your experience with this bank by commenting below. If you are looking for more options then you can browse more of the Best bank rates from the HMB bank rates list!
 The Southwest Rapid Rewards® Premier Credit Card offers Companion Pass through 2/28/26 and 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
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