My eBanc CD Rates: 5.45% APY 6-Month Jumbo CD, 5.38% APY 12-Month Jumbo CD (Nationwide)

Find the latest My eBanc CD Rates, Offers, and Promotions here.

Update 7/26/24: Slight change in rates – shorter term slight decrease whereas longer terms slight increase.

Best CD Rates: 5.45% APY 6-Month Jumbo CD, 5.38% APY 12-Month Jumbo CD, $50K minimum.

Availability: Nationwide, Internet bank

Credit Inquiry: Soft Pull (Experian)

About My eBAnC 

Established in 1973, today My e-BAnC now offers money market rates that are 5X the national average, and it has an A health rating.

My e-BAnC offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Funding your account can be done via ACH, wire for $15 fee, or by check. The interest can be added to your CD balance, credited to another My eBance account, or by cashier’s check.

Online Time Deposit

Jumbo Online Time Deposit

*The above rates are accurate as of 07/26/2024*

My eBAnC CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.

With an opening deposit of $50K, you can invest in a My e-BAnC CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates below.

• Minimum deposit: $50K
• Maximum deposit: No Limit
• Early withdrawal penalty: Penalty will equal 9 months interest on the amount withdrawn

(FDIC Insured)

My eBAnC CD Features

• Competitive Rates
• No Maintenance Fees
• Daily Compound Internet for Maximum Earnings
• Online/Mobile Banking
• FDIC Insured to the Maximum Allowed by Law
• Up to ten beneficiaries.

Bottom Line

With several different time slots to choose CD lengths from, you can be sure to find an account that best fits all your banking needs with My e-BAnC. Take advantage of this fantastic deal and start saving big! You will have 10 calendar days grace period before automatic renewal.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While My eBAnC does have competitive rates compared to traditional banks, being an online bank does have some limitations. I recommend you take a look at Discover Bank Promotions here

This is a great opportunity to invest in a high-interest CD from My e-BAnC. However, you may want to compare them with our best CD Rates:

• 6-Month CD Rates
• 9-Month CD Rates
• 12-Month CD Rates
• 18-Month CD Rates
• 24-Month CD Rates
• 36-Month CD Rates
• 48-Month CD Rates
• 60-Month CD Rates
• No Penalty CD Rates

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest My e-BAnC CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.